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American Flyers

We’re Proud to Support American Flyers

This page contains your specific options

Send your questions/comments to businessdevelopment@aspirefcu.org.

American Flyers Loan Program

pilots_in_cockpitTo help finance your education with American Flyers, we’ve put together several packages for you based on our Signature Loans and Home Equity Products.

It is important to note that, although you will use these loans to finance your education with American Flyers, these are not student loans. That means there is no deferment period and you will start repaying the loan right away, likely while you’re still in flight school. Our Loan Consultants are here to give you more information, answer your questions and help you decide which loan type is best for your needs. Give us a call at 732-388-0477.

Below you will find a list of programs offered by American Flyers and the Aspire loan types, (as they appear in our system for selection) that might work best to help you pay for it:

The Eagle Program – Home Equity Loan (Home Equity Fixed) or Home Equity Line of Credit (New HELOC to 80%)

The Nexus Program – Home Equity Loan (Home Equity Fixed) or Home Equity Line of Credit (New HELOC to 80%)

Instrument/Commercial Integrated Program Home Equity Loan (Home Equity Fixed)  or Home Equity Line of Credit (New HELOC to 80%)

VIP Program – Home Equity Loan (Home Equity Fixed), Home Equity Line of Credit (New HELOC to 80%) or Signature Loan (Unsecured Fxd Sig)

Private Pilot License –Signature Loan (Unsecured Fxd Sig)

Instrument Rating –Signature Loan (Unsecured Fxd Sig)

Commercial Rating –Signature Loan (Unsecured Fxd Sig)

Certified Instructor Rating –Signature Loan (Unsecured Fxd Sig)

Multi-Engine License –Signature Loan (Unsecured Fxd Sig)

Please note that our Home Equity products provide financing up to $250,000 with up to 25 years to repay, while Signature Loans provide up to $25,000 with up to 5 years to repay.

Click here to start your application process!

* All loans are subject to borrower qualification with rates and terms based on credit quality

** Maximum LTV allowed is 80%, including any previously established lien

 

Visit www.americanflyers.net for more information on these programs.

Why Aspire?

Aspire FCU is different from other financial institutions. We are a not-for-profit financial cooperative, meaning we give our earnings back to our credit union members, not shareholders.

  • Members are our first priority.
  • Members are treated individually and personally all the time
  • Our Service Experts and Loan Experts are passionate and professionally trained to help members achieve their financial dreams.

Plus, you’ll receive great benefits, such as:

  • This exclusive webpage – This page offers special announcements and promotions that members from American Flyers are entitled to.
  • 5,700+ Shared Branches nationwide
  • 85,000+ surcharge-free ATMs worldwide
  • 24/7 account access via My CU Online home banking and Call24 (732-388-0477, Option 1) telephone teller.
  • Competitive Rates and Generous Terms
  • Club Accounts – designed to help you save for your next holiday splurge or vacation getaway.
  • Aspire Mobile Banking with Mobile Deposit – We’re as close as the phone in your pocket! Click here for more information.

Not Yet a Member? Join Now!

Joining Aspire is quick and easy. You’ll get all of the benefits of being a member-owner of your financial institution. Plus, take advantage of American Flyers specific products and services. Click here to join today! Call 732-388-0477, Option3 if you have any questions or need assistance.

What is a Credit Union?

A Credit Union is a not-for-profit financial cooperative organized to provide a full-range of financial products and services to its members, who are also owners of the Credit Union. Because we are not in business to benefit stockholders, we are able to return any profits to our members in the form of lower loan rates & fees, higher savings yields and personalized member service.

How am I eligible to join?

Yes! Being enrolled or employed at American Flyers means you can join. Your immediate family members are also eligible to join. And once you’re a member, you’re always a member, even if you change jobs or move out of the area.

What makes you better than a bank?

Credit Unions provide consumers with another option to serve their financial needs. Since we are not-for-profit, typically Credit Unions can be a lower cost alternative for a consumer. Members will also experience personal service because at a Credit Union, you come first, not stockholders.

Is my money safe at a Credit Union?

Yes! All savings accounts are insured up to at least $250,000 by the NCUA, the National Credit Union Administration, an agency of the federal government. Not one penny of insured savings has ever been lost by a member at a federally insured Credit Union.

Can I borrow money from the Credit Union?

Aspire FCU offers many types of loans from Used & New Auto Loans to First & Second Mortgages. We even offer a Credit Builder Loan for those just starting out who need to establish credit or those who need to work on improving their credit score. Our friendly Loan Experts are dedicated to working with you to decide which loan best suits your needs.

How do I access my money? Is there a branch nearby?

There are various ways you can access your accounts. You can enroll in My CU Online, our FREE online banking website, call our Contact Center at 732-388-0477, Option 3, or set up Mobile Banking.

Free Account Cash CheckerKasasa Cash

Kasasa Cash is a free checking account that puts 1.51% APY* right in your pocket.

Simply do the following transactions and activities in Kasasa Cash each monthly qualification cycle:

  • Have at least 12 signature-based debit card purchases post and settle
  • Be enrolled and receive monthly e-statement notice
  • Have at least one direct deposit or automatic payment (ACH) post and settle

Click here for more information.

*Annual Percentage Yield (APY) accurate as of 1/1/13. Kasasa Cash rate tiers are as follows: 1.51% APY applies to balances of $0.01 – $10,000 and 0.25% APY applies to balances over $10,000 as long as qualifications are met each qualification cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 0.25% APY – 1.51% APY on all balances as long as qualifications are met. Qualifying transactions must post and clear the Kasasa Cash Account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post and clear to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions. ATM-processed transactions do not count towards qualifying ACH transactions. ATM Fee reimbursements (checking account only) up to $10 provided only if qualifications are met within the monthly qualification cycle. Kasasa Saver rate tiers are as follows: 0.51% APY applies to balances of $0.01 – $10,000 and 0.25% APY applies to balances over $10,000 if qualifications are met during the monthly qualification cycle on Kasasa Cash account. 0.05% APY applies to all balances if qualifications are not met on Kasasa Cash account. All balances will earn 0.25% APY – 1.51% APY if qualifications are met on Kasasa Cash. Rates may change after the account is opened. Fees may reduce earnings.

Online and Mobile Banking

Aspire Mobile Banking
Aspire Mobile Banking allows you to obtain account balances, deposit checks, view transaction history, find a branch or ATM near you and make transfers between accounts.

App Store

We have a variety of apps available to help you manage your money more easily. View them all here.

Shared Branches

Everything doesn’t have to be digital. We have thousands of Shared Branch locations and ATMs in our network. Find one near you.

Apply For a MasterCard Today!

Low Rate Platinum You’re eligible to apply for an Aspire MasterCard Credit Card! With low rates, no balance transfer fee and 0% APR* on balance transfers for six months, our cards provide an alternative to those other high rate cards! Apply for one of our cards today!

*APR=Annual Percentage Rate. 0% introductory rate for six months. After the introductory period, APR will depend on individual creditworthiness. For qualified borrowers only. Must apply and be approved for credit card first before applying for balance transfer.

Loans Available at Aspire

Aspire Auto LoanFor detailed information, visit this page or contact a Loan Expert at 732-388-0477.

Credit Builder Loan – Build new credit or restore credit history with a Credit Builder Loan. A loan is made to you, but the funds are put on hold in your savings share account until you’re able to pay it off.

Personal Loan – You can apply for one of our Signature Loans with higher credit limits or a FlexLine of Credit to be more prepared for unexpected expenses.

Auto Loan – We offer up to 100% financing on new and used vehicles, competitive rates, plus other benefits for financing your vehicle with Aspire.

Student Loans – The cuScholar Private Student Loan provides funding for you or your child’s education.

Mortgages – We can help you buy your first home or refinance your existing mortgage.

Apply for a loan here!

Resources For You

Dream BIG! Blog – We post a couple times a week with financial advice, promotion and news that may affect you.

Newsletter Archive – Our monthly membership newsletters are stored on this page.

Financial Toolbox – Here you’ll find links to pages and other websites that help make managing your money easy.

Financial Resource Center – Advice on loans, debt and more.

Used Vehicle Checklist – Our handy checklist can be printed and taken to the dealership to help you feel confident about examining your potentials.

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