Car-Buying Services
Motor Vehicle Certification Program (MVCP)
The Motor Vehicle Certification Program (MVCP) is a FREE complete vehicle buying service, which
offers you assistance from knowledgeable Consumer Advisors, as well as, low pre-negotiated prices
at participating dealers.
MVCP is also a great vehicle buying resource. They can provide you with the following information,
making the process even easier:
- Current rebates & incentives
- Estimated trade-in value
- Manufacturer’s invoice
- Exact dealer profit
Using MVCP is Easy! Just follow these steps to lock in your low, pre-negotiated price:
- Contact MVCP about the vehicle(s) you want to buy
- Contact your Credit Union for auto-loan pre-approval
- Visit the MVCP participating dealer for the pre-negotiated price
- Call MVCP back to have our advisors certify your price
Once your price has been certified by MVCP, you can be confident that you will not be charged a
higher price. For more information, to find a participating dealer near you, or to speak to an
experienced Consumer Advisor, please visit www.mvcp.com (24/7) or call 800-345-0990 (9 AM - 5 PM,
Monday to Friday).
Credit Union Direct Lending (CUDL)
Aspire FCU has partnered with the CUDL AutoSMART car buying service to help you obtain all of the
information you’ll need to get a better deal on your next vehicle purchase.
Click here to take advantage of the information and resources available to make your auto buying
experience easier and more satisfying.
We are pleased to announce a number of great new enhancements to the CUDL AutoSMART website, which are now available and designed to provide you with a more enhanced online experience!
AutoSMART Website Enhancements:
New "Sell Your Ride" Member Program
- Post your personal vehicles (automobiles and motorcycles, boats and personal watercraft, etc.) through our AutoSMART website.
- Upload your vehicle's information, data and vehicle pictures (3 pictures maximum) to the site as "Private Party" vehicles in the CUDL AutoSMART inventory program.
- It's FREE!
AutoSMART iPhone Application Update
- Post your personal vehicles to our AutoSMART website through your iPhone App!
- You can also: search vehicle inventory, locate a CUDL dealer using Pre & Smart Approval features, requesting dealer quotes, and much more! Learn more by selecting the iPhone link from
your AutoSMART co-branded website.
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Auto Insurance
Aspire FCU and CUNA Mutual are proud to offer you MemberCONNECT, discounted insurance products for members of Aspire. With MemberCONNECT, you get:
Affordable coverage
A variety of popular insurance products including:
- Auto & Homeowners
- Accidental Death and Dismemberment (AD&D)
- Life
Multi-channel member support tools
Choose how you want to handle billing, beneficiary designation, and claims:
- Online
- Phone
- Face-to-face (auto and homeowners)
Call 888.322.3732 Option 2 to apply for MemberCONNECT discounted insurance today.
Aspire FCU has a partnership with MetLife Insurance to bring you exclusive group plan discounts! There is a
wide range of policies available to members:
- Auto
- Boat
- Recreational Vehicle
- Motor Home
- Motorcycle
When you apply for coverage through this group insurance program, you could benefit from special group rates
and these special features that you might not be able to find elsewhere:
Save, on average, up to 10% with special group rates. You could save simply because you're a member of
Aspire FCU. Plus, you could save time and money with hassle-free payment options, including credit union
account deduction.
Extended Customer Service Hours. MetLife Auto & Home consultants are available Monday through Thursday
from 8:00am to 10:00pm, Friday from 8:00am to 9:00pm and Saturday from 9:00am to 4:30pm EST/EDT.
24-Hour Claim Service. You can speak to a claim representative 24 hours a day, 7 days a week.
Simply call 1 800 GET-MET 8 (1-800-438-6388) to speak to a knowledgeable insurance consultant who can explain the
coverages available, and they can provide you with free, no-obligation quotes. You may also visit us online, for an
auto insurance quote. To make accurate comparisons, please have your current policies with you when you call.
Life & AD&D sold by CUNA Mutual Insurance Society. The MEMBERS Auto & Home Insurance Program is made available by CUNA Mutual Insurance Agency, Inc.
and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are
not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. MC-0311-1FE7 03/23/11
MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates:
Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company (CA
Certificate of Authority: 6730; Warwick, RI), Metropolitan General Insurance Company, Metropolitan Group
Property and Casualty Insurance Company (CA COA: 6393; Warwick, RI), and Metropolitan Lloyds Insurance
Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, and discounts are
available in most states to those who qualify. See policy for restrictions. L04076529[exp0410]

Mechanical Breakdown Protection (MBP) and Guaranteed Asset Protection (GAP) Insurance
Aspire FCU offers two ways in which you can protect your vehicle. Mechanical Breakdown Protection (MBP) provides
protection against mechanical breakdowns above and beyond the original manufacturer's warranty and Guaranteed
Asset Protection (GAP) covers the deficiency balance on your loan in the event of a total loss. If you would like
to learn more, click here.
Help Safeguard Your Loan with Member’s Choice Borrower Security Program
Taking out a loan means one of your dreams is about to come true – for example, a new car, boat, or home improvement.
But what happens to your dream when the unexpected hits? How can you make sure your family doesn’t shoulder the
financial burden of making loan payments when you can’t? Now you don’t have to lay awake at night worrying about what
will happen if the unexpected strikes because...
Member’s Choice Borrower Security Program* is a voluntary debt cancellation product that, depending on the package you
select, cancels your eligible loan balance, up to the agreement maximum, should you die before paying off your loan.
In addition, if you become disabled due to a protected illness or injury or become involuntarily unemployed, Member’s
Choice Borrower Security Program* can cancel your monthly loan payment, up to the agreement maximum. Payment
cancellation cancels the principal and interest portions of your loan payment, up to the agreement maximum, and your
loan balance declines.
With Member’s Choice Borrower Security Program,* fees are based on a group rate and you buy only enough protection
to cover your loan balance.
Other benefits include:
- Helps protect your family, collateral, and credit rating
- Simple eligibility requirements
- Fast, easy enrollment
- Immediate enrollment for eligible borrowers
- Convenient - fee can be included in your monthly payment
Contact a Loan Consultant at 888.322.3732 Option 2 to learn more about the plans available.
* This is a summary of our Payment Protection program. Enrollment in the program is voluntary and not required to
obtain a loan. Member’s Choice Borrower Security Program is a debt cancellation product available through Aspire
Federal Credit Union. Please contact your Aspire Federal Credit Union loan representative, or refer to the Member
Agreement for additional information on benefit maximums, eligibility, and limitations.
Aspire's Auto Buying Showroom
For Guaranteed Savings, click here to search the Aspire FCU Member Showroom
Aspire's auto buying service provides the benefits of group vehicle buying power to its members. It's easy to take advantage of guaranteed savings, great service from our handpicked Certified Dealer Network, and a no-hassle car buying experience.
How does Aspire's auto buying service work?
Finding a new or used car is simple.
1. Compare. Request a new car based on your preferences or search thousands of used inventory. Compare based on price, year, gas mileage, reviews and other features.
2. Connect. Once you've decided on a vehicle, you can connect with local Certified Dealers to schedule a test drive and confirm availability. You are never under any obligation to purchase.
3. Buy. Print your exclusive Guaranteed Savings Certificate, featuring a summary of your car* with your price with guaranteed savings and the dealers contact information. Bring it with you to the dealer for an easy and hassle-free purchase.
Click here to search the Aspire FCU Member Showroom.
*With new cars, Certified Dealers will do their best to match available vehicles to the car you've built online
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