CUDL & MVCP Motor Vehicle Certification Program (MVCP) The Motor Vehicle Certification Program (MVCP) is a FREE complete vehicle buying service, which offers you assistance from knowledgeable Consumer Advisors, as well as, low pre-negotiated prices at participating dealers. MVCP is also a great vehicle buying resource. They can provide you with the following information, making the process even easier: Current rebates & incentives Estimated trade-in value Manufacturer’s invoice Exact dealer profit Using MVCP is Easy! Just follow these steps to lock in your low, pre-negotiated price: Contact MVCP about the vehicle(s) you want to buy Contact your Credit Union for auto-loan pre-approval Visit the MVCP participating dealer for the pre-negotiated price Call MVCP back to have our advisors certify your price Once your price has been certified by MVCP, you can be confident that you will not be charged a higher price. For more information, to find a participating dealer near you, or to speak to an experienced Consumer Advisor, please visit www.mvcp.com (24/7) or call 800-345-0990 (9 AM - 5 PM, Monday to Friday). Credit Union Direct Lending (CUDL) Aspire FCU has partnered with the CUDL AutoSMART car buying service to help you obtain all of the information you’ll need to get a better deal on your next vehicle purchase. Click here to take advantage of the information and resources available to make your auto buying experience easier and more satisfying.

Auto Insurance

Aspire FCU has a partnership with MetLife Insurance to bring you exclusive group plan discounts! There is a wide range of policies available to members:

• Auto
• Boat
• Recreational Vehicle
• Motor Home
• Motorcycle

When you apply for coverage through this group insurance program, you could benefit from special group rates and these special features that you might not be able to find elsewhere:

Save, on average, up to 10% with special group rates. You could save simply because you're a member of Aspire FCU. Plus, you could save time and money with hassle-free payment options, including credit union account deduction.

Extended Customer Service Hours. MetLife Auto & Home consultants are available Monday through Thursday from 8:00am to 10:00pm, Friday from 8:00am to 9:00pm and Saturday from 9:00am to 4:30pm EST/EDT.

24-Hour Claim Service. You can speak to a claim representative 24 hours a day, 7 days a week.
Simply call 1 800 GET-MET 8 (1-800-438-6388) to speak to a knowledgeable insurance consultant who can explain the coverages available, and they can provide you with free, no-obligation quotes. You may also visit us online, for an auto insurance quote. To make accurate comparisons, please have your current policies with you when you call.

MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company (CA Certificate of Authority: 6730; Warwick, RI), Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company (CA COA: 6393; Warwick, RI), and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, and discounts are available in most states to those who qualify. See policy for restrictions. L04076529[exp0410]

Mechanical Breakdown Protection (MBP) and Guaranteed Asset Protection (GAP) Insurance

Aspire FCU offers two ways in which you can protect your vehicle.  Mechanical Breakdown Protection (MBP) provides protection against mechanical breakdowns above and beyond the original manufacturer's warranty and Guaranteed Asset Protection (GAP) covers the deficiency balance on your loan in the event of a total loss.  If you would like to learn more, click here.

Help Safeguard Your Loan with Member’s Choice Borrower Security Program

Taking out a loan means one of your dreams is about to come true – for example, a new car, boat, or home improvement. But what happens to your dream when the unexpected hits? How can you make sure your family doesn’t shoulder the financial burden of making loan payments when you can’t? Now you don’t have to lay awake at night worrying about what will happen if the unexpected strikes because...

Member’s Choice Borrower Security Program* is a voluntary debt cancellation product that, depending on the package you select, cancels your eligible loan balance, up to the agreement maximum, should you die before paying off your loan.

In addition, if you become disabled due to a protected illness or injury or become involuntarily unemployed, Member’s Choice Borrower Security Program* can cancel your monthly loan payment, up to the agreement maximum. Payment cancellation cancels the principal and interest portions of your loan payment, up to the agreement maximum, and your loan balance declines.

With Member’s Choice Borrower Security Program,* fees are based on a group rate and you buy only enough protection to cover your loan balance.

Other benefits include:

• Helps protect your family, collateral, and credit rating
• Simple eligibility requirements
• Fast, easy enrollment
• Immediate enrollment for eligible borrowers
• Convenient - fee can be included in your monthly payment

Contact a Loan Consultant at 888.322.3732 Option 2 to learn more about the plans available.


* This is a summary of our Payment Protection program. Enrollment in the program is voluntary and not required to obtain a loan. Member’s Choice Borrower Security Program is a debt cancellation product available through Aspire Federal Credit Union. Please contact your Aspire Federal Credit Union loan representative, or refer to the Member Agreement for additional information on benefit maximums, eligibility, and limitations.