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Secure My Family: Aspire Insurance Products

Family Insurance ProductsLike all parents, you will do anything you can to keep your family safe and secure. That includes insuring your financial well-being throughout the years. We offer the following products to help you secure your family’s financial well-being.

Kids Count Account

Your children will learn about money and saving through you. What better way to get them started than with an Aspire Kids Count Account? You only need one dollar to open a Kids Count Account for youngsters under the age of 18.

Custodial Account

A Custodial Account is another savings vehicle for your children. It allows you to save money for your child’s future needs, while shifting taxes on the account’s earnings to the child’s lower tax rate. Please consult your tax advisor for complete details and specific advice.

The Family Security Plan

Protecting Credit Union Families Since 1973

Preparing yourself and your family for the uncertainties that may arise is becoming more and more of a necessity these days. Though it might not be something you want to think about, sometimes you need to ask, “Will I be prepared if misfortune strikes?”

That’s why Aspire has joined forces with The Family Security Plan to offer you some of the best programs in permanent life insurance, individual disability and specified disease insurance.

Explore your insurance options, analyze your needs, and learn more about securing you and your family’s future. Click here for more information.

Auto & Homeowner’s Insurance:

You trust your credit union to offer products and services to help you do more with what you have. That’s why we’ve joined with a dedicated team of insurance professionals to bring you TruStage Home & Auto Insurance Program

Working with carefully selected insurance partners, the TruStage Home Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service. You’ll get quality coverage for your home: liability, personal possessions and additional living expenses. If you haven’t compared auto or home insurance lately, it’s a great time to take a look. Your credit union membership could result in some nice savings.

Get your free quote today!

TruStage™ Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

Mechanical Breakdown Protection (MBP) & Guaranteed Asset Protection (GAP) Insurance

Aspire offers two ways in which you can protect your vehicle. Mechanical Breakdown Protection (MBP) provides protection against mechanical breakdowns above and beyond the original manufacturer’s warranty and Guaranteed Asset Protection (GAP) covers the deficiency balance on your loan in the event of a total loss.

Mechanical Breakdown Protection can help ensure that the investment in your vehicle is protected, and reduces the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical failure. Most importantly, Mechanical Breakdown Protection provides Peace of Mind so you can experience worry-free driving!

Guaranteed Asset Protection (GAP) coverage protects you against financial risk. If you are financing your car, light truck, or SUV you could face financial risk that your auto insurance policy may not cover if it is totaled or stolen. In the event of theft or total loss of your vehicle, most insurance companies only pay the Cash Value of the vehicle at the time of the loss. Your remaining loan balance could be much greater than the Cash Value of your vehicle creating a deficiency of several thousand dollars that you’re liable for! GAP coverage will keep you secure.

Click here to learn more and get a free, no obligation quote.


Help Safeguard Your Loan with MEMBER’S CHOICE™ Borrower Security
You have dreams for yourself and your family – a happy retirement, college plans, a new car. But have you considered how you or your family would cover your financial obligations if you fell victim to an unfortunate event? MEMBER’S CHOICE™ Borrower Security can help when the unexpected hits.

MEMBER’S CHOICE Borrower Security cancels your eligible loan balance, up to the agreement maximum, should you die from a protected illness or injury before paying off your loan.

If you become disabled due to a protected illness or injury or become involuntarily unemployed, MEMBER’S CHOICE™ Borrower Security will cancel your monthly loan payment, up to the agreement maximum.

With MEMBER’S CHOICE™ Borrower Security, every eligible member pays the same fee and you only buy enough protection to cover your loan balance. Tying protection directly to your loan means you’ll have exactly the right amount of protection – no more, no less, and that saves you money. Other benefits include:

  • Simple eligibility requirements
  • Fast, easy enrollment
  • Immediate enrollment for eligible borrowers
  • Convenient – fee can be included in your monthly payment

You can count on MEMBER’S CHOICE™ Borrower Security to step in when you and your family need help the most.

Contact a Loan Consultant at 855.MY CU LOAN (855.692.8562) to learn more about the plans available.

*This is a summary of our Payment Protection program. Enrollment in the program is voluntary and not required to obtain a loan. Member’s Choice Borrower Security Program is a debt cancellation product available through Aspire Federal Credit Union. Please contact your Aspire Federal Credit Union Loan Consultant, or refer to the Member Agreement for additional information on benefit maximums, eligibility, and limitations.

Loan Calculator – Consumer

Insurance products and services are not insured by NCUA.

Private Student Loan Program

College is a big investment. But don’t worry; we’re here to help right through graduation!

The cuScholar Private Student Loan available through Aspire Federal Credit Union can be the answer to your funding needs.

Main Program Features:

  • Borrow as little as $2,000 or up to Cost of Attendance per year for a maximum of $120,000 in undergraduate loans or $160,000 in graduate loans.
  • Choose between making interest payments or a nominal $25 Proactive Payment towards the loan while in school.
  • Use the funds for any qualified educational expense, including past due tuition bills.
  • Quick approval once we receive your completed application.

Student Benefits:

  • No Origination Fee for all student borrowers.
  • Competitive Interest Rates and with good grades, even lower rates.
  • 1% Interest Rate Reduction once 10% of the loan principal is repaid during the full repayment period.
  • 30-Day No-Fee Return Policy allows you to cancel the loan within 30 days of disbursement without fees or interest.
  • Cosigner Release Available for creditworthy borrowers after 24 consecutive on-time principal + interest payments.

Eligibility Requirements:

  • Borrower must be enrolled in an eligible school and pursuing a degree program.
  • Borrower must be a member or join Aspire Federal Credit Union during the online application process.
  • Borrower and cosigner must be a US Citizen or permanent resident.
  • Students are encouraged to apply with a creditworthy cosigner for a better chance of approval and/or lower interest rate.
Get Started Today!
  1. Click here to apply
  2. Complete the loan application
  3. Send in supporting documents
  4. Get instant pre-approval
  5. Receive a check within 2 weeks

*Private student loans should be used as a supplemental funding after exhausting all other sources of financial aid, including grants, scholarships, and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit

Insurance products and services are not insured by NCUA.


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Member Call Center 1.888.322.3732

Lost or Stolen Debit Cards 1.800.472.3272

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Loan Hotline
1.855.MY CU LOAN 1.855.692.8562