Kasasa Products - Kasasa Cash
Free Checking That Pays You The 1.51% APY* You Deserve (In Cash)

Kasasa Cash is a free checking account that puts 1.51% APY* right in your pocket. After all, it's your cash, so you should benefit the most from it. No short-term. Just you getting the most for your money, every qualification cycle.
Kasasa Cash is perfect for you if you want:
  • Free checking that gives you extra cash each qualification cycle
  • No minimum balance
  • Nationwide ATM fee refunds
  • Free online banking

Qualifying for your Kasasa Cash account is easy. Each monthly qualification cycle:
  • Have at least 12 debit card purchases post and clear
  • Have one direct deposit or one ACH auto debit post and clear
  • Receive monthly e-statements.

If you miss a month, don't worry:
You will still enjoy free checking, and there's no penalty for not qualifying in a given qualification cycle. Plus you get a base 0.05% APY* and you get right back to making 1.51% APY* and enjoying ATM refunds the next qualification cycle you qualify.

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*Minimum to open Kasasa Cash account is $50 and for $50 Kasasa Saver. Annual Percentage Yield (APY) accurate as of 1/1/12. Kasasa Cash rate tiers are as follows: 1.51% APY applies to balances of $0.01 - $10,000 and 0.25% APY applies to balances over $10,000 as long as qualifications are met each qualification cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 0.51% APY - 1.51% APY on all balances as long as qualifications are met. Qualifying transactions must post and clear the Kasasa Cash Account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post and clear to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions. ATM Fee reimbursements (checking account only) up to provided only if qualifications are met within the monthly qualification cycle. Kasasa Saver rate tiers are as follows: 0.51% APY applies to balances of $0.01 - $10,000 and 0.25% APY applies to balances over $10,000 if qualifications are met during the monthly qualification cycle on Kasasa Cash account. 0.05% APY applies to all balances if qualifications are not met on Kasasa Cash account. All balances will earn 0.25% APY - 1.51% APY if qualifications are met on Kasasa Cash. Rates may change after the account is opened. Fees may reduce earnings.