Kasasa Products - Kasasa Cash Free Checking That Pays You The 3.51% APY* You Deserve (In Cash) Kasasa Cash is a free checking account that puts 3.51% APY* right in your pocket. After all, it’s your cash, so you should benefit the most from it. No short-term. Just you getting the most for your money, every month. Kasasa Cash is perfect for you if you want: Free checking that gives you extra cash each month No minimum balance Nationwide ATM fee refunds Free online banking To get 3.51% APY* do the following each month: 12 Debit Card transactions One direct deposit or automatic payment Receive e-statements If you miss a month, don’t worry: You will still enjoy free checking, and there’s no penalty for not qualifying in a given month. Plus you get a base 0.10% APY* and you get right back to making 3.51% APY* and enjoying ATM refunds the next month you qualify. * Annual Percentage Yield (APY) accurate as of 12/1/09. Minimum to open account is $50 for Kasasa Cash and $50 for Kasasa Saver. Kasasa Cash rate tiers are as follows: 3.51% APY applies to balances of $.01 - $25,000 and 1.01% APY applies to balances over $25,000 as long as qualifications are met each statement cycle. 0.10% APY applies to all balances if qualifications are not met. Kasasa Saver rate tiers are as follows: 2.51% APY applies to balances of $.01 - $10,000 and 0.51% APY applies to balances over $10,000 as long as qualifications are met each statement cycle on Kasasa Cash account. 0.10% APY applies to all balances if qualifications are not met on Kasasa Cash. Rates may change after the account is opened. Fees may reduce earnings. ATM fee refunds up to $25 per statement cycle.