Kasasa Products - Kasasa Saver Easy Automatic Savings Fueled by Your Free Kasasa Cash Account Kasasa Saver is a free, high-interest saver account linked to your free Kasasa Cash checking account (they work together). So the 3.51% APY* you make on your checking and ATM fee refunds are automatically deposited into your free Kasasa Saver account every month. But that's not all. Your Saver account also piles 2.51% APY* on top of that; so you can sit back, relax and watch your savings grow. Kasasa Saver is perfect for you if you: Choose Kasasa Cash as your free checking account (whether you already have it or want to open both today) Want two high-interest accounts (Kasasa Cash and Kasasa Saver) both working hard to help you save Want no minimum balance Want nationwide ATM fee refunds (automatically deposited into your Saver account) To easily grow your savings 3.51% APY* from Kasasa Cash & 2.51% APY* from Kasasa Saver do the following each month: 12 Debit Card transactions One direct deposit or automatic payment Receive e-statements If you miss a month, don’t worry: You will still enjoy free checking, and there’s no penalty for not qualifying in a given month. Plus you’ll still earn a base rate of 0.10% APY* on your checking which will be automatically deposited into your Saver account which will still earn a base 0.10% APY*. You can get right back to making 3.51% APY* on your free checking account, 2.51% APY* on your free saver account and enjoying ATM fee refunds the next month you qualify. * Annual Percentage Yield (APY) accurate as of 12/1/09. Minimum to open account is $50 for Kasasa Cash and $50 for Kasasa Saver. Kasasa Cash rate tiers are as follows: 3.51% APY applies to balances of $.01 - $25,000 and 1.01% APY applies to balances over $25,000 as long as qualifications are met each statement cycle. 0.10% APY applies to all balances if qualifications are not met. Kasasa Saver rate tiers are as follows: 2.51% APY applies to balances of $.01 - $10,000 and 0.51% APY applies to balances over $10,000 as long as qualifications are met each statement cycle on Kasasa Cash account. 0.10% APY applies to all balances if qualifications are not met on Kasasa Cash. Rates may change after the account is opened. Fees may reduce earnings. ATM fee refunds up to $25 per statement cycle.