Use the Equity in Your Home
Once you’ve built up equity in your home, you can make it work for you by turning that equity into cash.
A home equity line can help you consolidate debt to one low monthly payment that you can handle. This
popular form of borrowing offers unique benefits:
- Generous credit limits, up to 90% of your home's appraised value
- Variable rate based on Prime Rate
- Quick approval
- Free check access
- No annual fees, attorney's fees, appraisal fees or pre-payment penalties
- No credit union closing costs*
- 10 year draw period; 10 year repayment thereafter
*Some state residents are subject to mortgage tax.
Home Equity Loans
Another great product you can use to tap into the equity you’ve built up in your home is a Home Equity Loan.
Many of our members use Home Equity Loans to pay for home improvements, vacations, debt consolidation or college
tuition. This popular form of borrowing offers some unique advantages:
- Borrow up to $250,000
- Keep your payments steady with a low-fixed rate
- Manageable payments with up to 15 years to repay
- Quick approval
Click here to apply online.
If you would like to speak to a Real Estate Lending Consultant, please contact our Member Call Center
at 1-888-322-3732
*Some state residents are subject to mortgage tax.
Refinance
Already own your dream home, but you’re not happy with your monthly payments? Refinance your home with an
affordable home loan with Aspire. Our Real Estate Lending Consultant can review your current mortgage situation
and suggest a loan that can make your payments more manageable. Just call 1-888-322-3732 Option 3.
Personal Loan - Signature Loan
A personal loan is a great resource to help you with smaller purchases or unexpected needs that come up at
different times in your life. Aspire FCU offers competitive rates, flexible terms and affordable payments!
A higher credit limit provides the cash you need.
Personal Loan - FlexLine
A personal loan is a great resource to help you with smaller purchases or unexpected needs that come up at
different times in your life. Aspire FCU offers competitive rates, flexible terms and affordable payments!
With this convenient, flexible line of credit in place, you'll be ready for anything! You can draw on
your line of credit any time a need comes up, and you pay only on the amount you borrow.
Personal Loan - Credit Builder Loan
A personal loan is a great resource to help you with smaller purchases or unexpected needs that come up at
different times in your life. Aspire FCU offers competitive rates, flexible terms and affordable payments!
Looking for a way to build new credit or restore a poor credit history? A Credit Builder Loan is perfect
for you. The concept is simple. A loan is made to you, but the funds are put on hold in your savings share
account. As you pay down the balance of your loan, the held funds become available to you. Ultimately,
the loan will create a positive credit history for you.
Credit Cards
At Aspire FCU, our industry-leading credit card products offer competitive pricing combined with a
full range of reward options - making it easy to select and apply for the card that meets your needs.
Learn more
Existing members with an Aspire credit card may access their accounts here.
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