Mortgage Loans

The mortgage process can often times be difficult and stressful. At Aspire FCU we take the stress out of the equation when you work with a dedicated Real Estate Lending Consultant every step of the way. They will spend the necessary time with you to evaluate your needs and help you determine which mortgage product is best for you.

Already own the home of your dreams but your mortgage payments have become a nightmare? Let our 2nd Mortgage and Home Equity products help make your finances more manageable.

We offer financing for single- and multi-family homes, condos and townhouses. Our mortgage options include:

• Affordable payments with up to 30 years to repay
• Fixed or variable rates to fit your needs

If you would like to speak to a Real Estate Lending Consultant, please contact our Member Call Center at 1-888-322-3732 Option 3

Click here to read FAQs about Mid West Loan Services.

To make a payment on your existing Mortgage Loan, click here.

Home Equity Products

Home Equity Line of Credit (HELOC)
A great way to utilize the equity in your home is by opening a home equity line of credit, which offers you flexible and convenient borrowing power. Once your line of credit is in place, you can draw on it quickly and easily, whenever an expense comes up. You pay only when you borrow money, and as you make payments to us those funds again become available to you. You will enjoy:

• Borrow what you need when you need it with generous credit limits
• Variable rate
• Quick approval
• Free access to your loan by simply writing out a check
• Manageable payments with up to 20 years to repay

Home Equity Loans
Another great product you can use to tap into the equity you’ve built up in your home is a Home Equity Loan. Many of our members use Home Equity Loans to pay for home improvements, vacations, debt consolidation or college tuition. This popular form of borrowing offers some unique advantages:

• Borrow up to $250,000
• Keep your payments steady with a low-fixed rate
• Manageable payments with up to 20 years to repay
• Quick approval

Click here to apply online.
If you would like to speak to a Real Estate Lending Consultant, please contact our Member Call Center at 1-888-322-3732 Option 2

*Some state residents are subject to mortgage tax.

Home Owner’s Insurance through MetLife Insurance

Aspire FCU is continually looking for ways to bring financial benefits to its members. It was with this premise in mind that the Credit Union partnered with MetLife to bring its members group plan discount rates on home insurance. MetLife offers the following home insurance policies:

• Fire
• Home
• Mobile Home
• Motor Home
• Condo

When you apply for coverage through this group insurance program, you could benefit from special group rates and these special features that you might not be able to find elsewhere:

Save, on average, up to 10% with special group rates. You could save simply because you're a member of Aspire FCU. Plus, you could save time and money with hassle-free payment options, including credit union account deduction.

Extended Customer Service Hours. MetLife Auto & Home consultants are available Monday through Thursday from 8:00am to 10:00pm, Friday from 8:00am to 9:00pm and Saturday from 9:00am to 4:30pm EST/EDT.

24-Hour Claim Service. You can speak to a claim representative 24 hours a day, 7 days a week.
Simply call 1 800 GET-MET 8 (1-800-438-6388) to speak to a knowledgeable insurance consultant who can explain the different types of coverage available. They can also provide you with free, no-obligation quotes. You may also visit us online, for an auto insurance quote. To make accurate comparisons, please have your current policies with you when you call.

MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company (CA Certificate of Authority: 6730; Warwick, RI), Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company (CA COA: 6393; Warwick, RI), and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, and discounts are available in most states to those who qualify. See policy for restrictions. L04076529[exp0410]

Refinance

Already own your dream home, but you’re not happy with your monthly payments? Refinance your home with an affordable home loan with Aspire. Our Real Estate Lending Consultant can review your current mortgage situation and suggest a loan that can make your payments more manageable. Just call 1-888-322-3732 Option 3.