Send your questions/comments to email@example.com.
It is important to note that, although you will use these loans to finance your education with American Flyers, these are not student loans. Repayment of your loan will begin within 30-45 days. Our Loan Consultants are here to give you more information, answer your questions and help you decide which loan type is best for your needs. Give us a call at 732.388.0477.
Below you will find a list of programs offered by American Flyers and the Aspire loan types, (as they appear in our system for selection) that might work best to help you pay for it:
Career Program – Home Equity Loan (Home Equity Fixed) or Home Equity Line of Credit (New HELOC to 80%)
Instrument/Commercial Integrated Program – Home Equity Loan (Home Equity Fixed) or Home Equity Line of Credit (New HELOC to 80%)
Private Pilot License –Signature Loan (Unsecured Fxd Sig)
Instrument Rating –Signature Loan (Unsecured Fxd Sig)
Commercial Rating –Signature Loan (Unsecured Fxd Sig)
Certified Instructor Rating –Signature Loan (Unsecured Fxd Sig)
Multi-Engine License –Signature Loan (Unsecured Fxd Sig)
Finish-Up Training for any Rating or License –Signature Loan (Unsecured Fxd Sig)
Please note that our Home Equity products provide financing up to $250,000 with up to 25 years to repay, while Signature Loans provide up to $25,000 with up to 5 years to repay. Further, the Home Equity Loan will only go up to 80% of the equity in your home.
* All loans are subject to borrower qualification with rates and terms based on credit quality
** Maximum LTV allowed is 80%, including any previously established lien
Visit www.americanflyers.net for more information on these programs.
Aspire FCU is different from other financial institutions. We are a not-for-profit financial cooperative, meaning we give our earnings back to our credit union members, not shareholders.
Plus, you’ll receive great benefits, such as:
Joining Aspire is quick and easy. You’ll get all of the benefits of being a member-owner of your financial institution. Plus, take advantage of American Flyers specific products and services. Click here to join today! Call 732-388-0477, Option3 if you have any questions or need assistance.
A Credit Union is a not-for-profit financial cooperative organized to provide a full-range of financial products and services to its members, who are also owners of the Credit Union. Because we are not in business to benefit stockholders, we are able to return any profits to our members in the form of lower loan rates & fees, higher savings yields and personalized member service.
Yes! Being enrolled or employed at American Flyers means you can join. Your immediate family members are also eligible to join. And once you’re a member, you’re always a member, even if you change jobs or move out of the area.
Credit Unions provide consumers with another option to serve their financial needs. Since we are not-for-profit, typically Credit Unions can be a lower cost alternative for a consumer. Members will also experience personal service because at a Credit Union, you come first, not stockholders.
Yes! All savings accounts are insured up to at least $250,000 by the NCUA, the National Credit Union Administration, an agency of the federal government. Not one penny of insured savings has ever been lost by a member at a federally insured Credit Union.
Aspire FCU offers many types of loans from Used & New Auto Loans to Home Equity Loans. We even offer a Credit Builder Loan for those just starting out who need to establish credit or those who need to work on improving their credit score. Our friendly Loan Experts are dedicated to working with you to decide which loan best suits your needs.
Empower your finances with Aspire’s new ePower Plus free checking account! We’ll give you 1,000 bonus enrollment points ($5 cash back) when you open the account. Plus, we’ll help you:
Open your ePower Plus account today – and experience a new kind of banking!
Aspire Mobile Banking allows you to obtain account balances, deposit checks, view transaction history, find a branch or ATM near you and make transfers between accounts.
We have a variety of apps available to help you manage your money more easily. View them all here.
Everything doesn’t have to be digital. We have thousands of Shared Branch locations and ATMs in our network. Find one near you.
You’re eligible to apply for an Aspire Mastercard Credit Card! With low rates, no balance transfer fee and 0% APR* on balance transfers for six months, our cards provide an alternative to those other high rate cards! Apply for one of our cards today!
*APR=Annual Percentage Rate. 0% introductory rate for six months. After the introductory period, APR will depend on individual creditworthiness. For qualified borrowers only. Must apply and be approved for credit card first before applying for balance transfer.
For detailed information, visit this page or contact a Loan Expert at 732-388-0477.
Credit Builder Loan – Build new credit or restore credit history with a Credit Builder Loan. A loan is made to you, but the funds are put on hold in your savings share account until you’re able to pay it off.
Personal Loan – You can apply for one of our Personal Loans with higher credit limits or a FlexLine (Checking Overdraft/Personal Line-of-Credit) to be more prepared for unexpected expenses.
Auto Loan – We offer up to 100% financing on new and used vehicles, competitive rates, plus other benefits for financing your vehicle with Aspire.
Student Loans – The cuScholar Private Student Loan provides funding for you or your child’s education.
Mortgages – We are currently in the process of changing Mortgage Providers and cannot accept 1st mortgage applications at this time. Please check back regularly for updates.
Dream BIG! Blog – We post a couple times a week with financial advice, promotion and news that may affect you.
Used Vehicle Checklist – Our handy checklist can be printed and taken to the dealership to help you feel confident about examining your potentials.
We have partnered with one of the nation’s most trusted names in identity theft protection to provide you with access to a comprehensive suite of services to address fraud caused by identity theft if it happens to you or your family member. This service is FREE with an ePower Plus account, or packages start at $3.95/month.
Member Contact Center 732-388-0477
1.855.MY CU LOAN 1.855.692.8562
Lost or Stolen Credit Cards: 1.800.449.7728
Lost or Stolen MasterCard Debit Cards: 1.866.820.1072
© 2018 Financial Products & Services Provider - Aspirefcu.org. All Rights Reserved.Nashua, NH | Newark, NJ