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American Flyers

We’re Proud to Support American Flyers

This page contains your specific options

Send your questions/comments to businessdevelopment@aspirefcu.org.

American Flyers Loan Program

pilots_in_cockpitAspire has two loan products that will help help finance your education with American Flyers,  Personal Loans and Home Equity (also known as a Second Mortgage) Products.

It is important to note that, although you will use these loans to finance your education with American Flyers, these are not student loans. Repayment of your loan will begin within 30-45 days. Our Loan Consultants are here to give you more information, answer your questions and help you decide which loan type is best for your needs. Give us a call at 732.388.0477.

Below you will find a list of programs offered by American Flyers and the Aspire loan types, (as they appear in our system for selection) that might work best to help you pay for it:

Career Program – Home Equity Loan (Home Equity Fixed) or Home Equity Line of Credit (New HELOC to 80%)

Instrument/Commercial Integrated Program Home Equity Loan (Home Equity Fixed)  or Home Equity Line of Credit (New HELOC to 80%)

Private Pilot License –Signature Loan (Unsecured Fxd Sig)

Instrument Rating –Signature Loan (Unsecured Fxd Sig)

Commercial Rating –Signature Loan (Unsecured Fxd Sig)

Certified Instructor Rating –Signature Loan (Unsecured Fxd Sig)

Multi-Engine License –Signature Loan (Unsecured Fxd Sig)

Finish-Up Training for any Rating or License –Signature Loan (Unsecured Fxd Sig)

Please note that our Home Equity (also known as a Second Mortgage) products provide financing up to $250,000 with up to 15 years to repay, while Signature Loans provide up to $25,000 with up to 5 years to repay. Further, the Home Equity Loan (also known as a Second Mortgage) will only go up to 80% of the equity in your home.

Click here to start your application process!

* All loans are subject to borrower qualification with rates and terms based on credit quality

** Maximum LTV allowed is 80%, including any previously established lien

Visit www.americanflyers.com for more information on these programs.

Why Aspire?

Aspire FCU is different from other financial institutions. We are a not-for-profit financial cooperative, meaning we give our earnings back to our credit union members, not shareholders.

  • Members are our first priority.
  • Members are treated individually and personally all the time
  • Our Service Experts and Loan Experts are passionate and professionally trained to help members achieve their financial dreams.

Plus, you’ll receive great benefits, such as:

  • This exclusive webpage – This page offers special announcements and promotions that members from American Flyers are entitled to.
  • 5,700+ Shared Branches nationwide
  • 55,000+ surcharge-free ATMs worldwide
  • 24/7 account access via My CU Online home banking and Call24 (732-388-0477, Option 1) telephone teller.
  • Competitive Rates and Generous Terms
  • Club Accounts – designed to help you save for your next holiday splurge or vacation getaway.
  • Aspire Mobile Banking with Mobile Deposit – We’re as close as the phone in your pocket! Click here for more information.

Not Yet a Member? Join Now!

Joining Aspire is quick and easy. You’ll get all of the benefits of being a member-owner of your financial institution. Plus, take advantage of American Flyers specific products and services. Click here to join today! Call 732.388.0477, Option3 if you have any questions or need assistance.

What is a Credit Union?

A Credit Union is a not-for-profit financial cooperative organized to provide a full-range of financial products and services to its members, who are also owners of the Credit Union. Because we are not in business to benefit stockholders, we are able to return any profits to our members in the form of lower loan rates & fees, higher savings yields and personalized member service.

How am I eligible to join?

Yes! Being enrolled or employed at American Flyers means you can join. Your immediate family members are also eligible to join. And once you’re a member, you’re always a member, even if you change jobs or move out of the area.

What makes you better than a bank?

Credit Unions provide consumers with another option to serve their financial needs. Since we are not-for-profit, typically Credit Unions can be a lower cost alternative for a consumer. Members will also experience personal service because at a Credit Union, you come first, not stockholders.

Is my money safe at a Credit Union?

Yes! All savings accounts are insured up to at least $250,000 by the NCUA, the National Credit Union Administration, an agency of the federal government. Not one penny of insured savings has ever been lost by a member at a federally insured Credit Union.

Can I borrow money from the Credit Union?

Aspire FCU offers many types of loans from Used & New Auto Loans to Home Equity Loans (also known as a Second Mortgage). We even offer a Credit Builder Loan for those just starting out who need to establish credit or those who need to work on improving their credit score. Our friendly Loan Experts are dedicated to working with you to decide which loan best suits your needs.

How do I access my money? Is there a branch nearby?

There are various ways you can access your accounts. You can enroll in My CU Online, our FREE online banking website, call our Contact Center at 732.388.0477, Option 3, or set up Mobile Banking.

Empower your finances with Aspire’s new ePower Plus free checking account! We’ll give you 1,000 bonus enrollment points ($5 cash back) when you open the account. Plus, we’ll help you:

  • Boost Purchases with Points – when you have to spend money, use your debit card to earn 1 point for ever $1 spent, redeemable for cash back!
  • Benefit from Special Promotions – earn bonus points throughout the year during special promotional periods.
  • Turn Everyday Purchases into Cash – with our Purchase Rewards program, you can use your debit card to get cash back offers from participating retailers.
  • Focus on Rewards (Not Requirements) – we make it easy to earn rewards. Dip your EMV chip and SIGN! There’s no minimum spending amount required to start earning points.

Open your ePower Plus account today – and experience a new kind of banking!

Online and Mobile Banking

Aspire Mobile Banking
Aspire Mobile Banking allows you to obtain account balances, deposit checks, view transaction history, find a branch or ATM near you and make transfers between accounts.

App Store

We have a variety of apps available to help you manage your money more easily. View them all here.

Shared Branches

Everything doesn’t have to be digital. We have thousands of Shared Branch locations and ATMs in our network. Find one near you.

Apply For a Mastercard Today!

Low Rate Platinum You’re eligible to apply for an Aspire Mastercard Credit Card! With low rates and 0% APR* on balance transfers for six months, our cards provide an alternative to those other high rate cards! Apply for one of our cards today by first becoming a member!

*APR=Annual Percentage Rate. 0% introductory rate for six months. After the introductory period, APR will depend on individual creditworthiness. For qualified borrowers only. Must apply and be approved for credit card first before applying for balance transfer.

Loans Available at Aspire

Aspire Auto LoanFor detailed information, visit this page or contact a Loan Expert at 732-388-0477.

Credit Builder Loan – Build new credit or restore credit history with a Credit Builder Loan. A loan is made to you, but the funds are put on hold in your savings share account until you’re able to pay it off.

Personal Loan – You can apply for one of our Personal Loans with higher credit limits or a FlexLine (Checking Overdraft/Personal Line-of-Credit) to be more prepared for unexpected expenses.

Auto Loan – We offer up to 100% financing on new and used vehicles, competitive rates, plus other benefits for financing your vehicle with Aspire.

Mortgages – We’ve recently partnered with Land Home to offer Aspire members MortgagesRefinance Options, and Reverse MortgagesClick here to learn more and apply or call 855.995.5039.

Apply for a loan here!

Resources For You

Used Vehicle Checklist – Our handy checklist can be printed and taken to the dealership to help you feel confident about examining your potentials.


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Important Numbers: Routing # 226076083

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