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Aspire FCU Financial Products

Free Checking Accounts

ePower Plus  – ePower Plus is a free rewards checking account that gives you cash back for using your debit card and free ID Theft Protection.

Savings Accounts

Club Accounts – Set aside a little money each pay period for holiday expenses or a special vacation

Custodial Accounts – Save money for your child’s future needs, while shifting taxes on the account’s earning to the child’s lower tax rate. Please consult your tax advisor for complete details and specific advice.


Share Certificates – Our share certificates are safe investment products, which offer guaranteed returns, with higher balances earning higher rates.

Individual Retirement Accounts (IRAs)

IRAs – Enhance your retirement plan from Traditional and Roth IRAs, Coverdell Education Savings Accounts, or an IRA Accumulator, which utilizes the convenience of Direct Deposit to build up your savings automatically. Your funds are safe and insured up to $250,000 by the National Credit Union Administration, NCUA, a US Government Agency.

Money Market Accounts

Money Market Accounts – These liquid accounts earn you high dividend rates and give you access to your money when you need it. All you need to get started is a minimum deposit of $500.


Personal Loan – This unsecured loan is a great resource to help you with smaller purchases or unexpected needs that come up at different times in your life. Aspire FCU offers competitive rates, flexible terms, and affordable payments.

Mortgage Loans – We’ve recently partnered with Land Home to offer Aspire members MortgagesRefinance Options, and Reverse MortgagesClick here to learn more and apply or call 855.995.5039.

Auto Loan  As a member of Aspire, you will receive low rates, affordable options, and added conveniences!

Credit Builder Loan – If you’re looking for a way to build new credit or restore a poor credit history, our Credit Builder Loan is perfect for you!

Home Equity (also known as a Second Mortgage) Products – Utilize the equity in your home. Our home equity loans and lines of credit give you flexible and convenient borrowing power for major expenses, home improvements, vacations, debt consolidation or college tuition.


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Important Numbers: Routing # 226076083

Member Contact Center 732-388-0477

Loan Hotline
1.855.MY CU LOAN 1.855.692.8562

Call24: 732-388-0477

Lost or Stolen Credit Cards: 1.800.449.7728

Lost or Stolen MasterCard Debit Cards: 1.866.820.1072