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MY CU Online
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Make Your Financial Goals a Reality!

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Checking Accounts

Empower your finances with Aspire’s new ePower Plus checking account! We’ll give you 1,000 bonus enrollment points ($5 cash back) when you open the account. Plus, we’ll help you:

Boost Purchases with Points – when you have to spend money, use your debit card to earn 1 point for every $1 spent, redeemable for cash back!

Turn Everyday Purchases into Cash – with our Purchase Rewards program, you can use your debit card to get cash back offers from participating retailers. You can also get cash back through Love to Shop! Shop online at over 1,500 of your favorite stores, including Target, Best Buy and Gap. Every time you earn $15 or more in cash back from your purchases, you’ll receive a check with the cash back you earned! Shop using your Aspire Debit Card and save even more money!

Benefit from Special Promotions – earn bonus points throughout the year during special promotional periods.

Focus on Rewards (Not Requirements) – we make it easy to earn rewards. Dip your EMV chip and SIGN! There’s no minimum spending amount required to start earning points.

Open your ePower Plus account today – and experience a new kind of banking!

Become a Member Online

Aspire Federal Credit Union offers a checking product to members who face challenges with getting approved for checking accounts at banks and “other” financial institutions.

Fresh Start Checking allows you to build a positive financial record with Aspire, while also providing the following benefits to help you grow toward a successful financial future.

    • No ATM transaction fees when using our surcharge- free ATM network
    • Access to 70,000+ surcharge-free ATMs
    • No monthly checking account fee
    • Free online and telephone account access with My CU Online and Call24
    • Accompanying debit card

Best of all, there are just two simple requirements to qualify for Fresh Start Checking.

    • Direct Deposit – full allocation (100%) of your paycheck
    • No Fraudulent History Record

Call 732-388-0477, Option 3 for more information and to apply.

*Account opening subject to review by manager. For qualified members only. Other conditions may apply.

Online & Mobile Bill Payer

Save time, money and the hassles involved with writing checks every month by signing up for Aspire’s FREE Online & Mobile Bill Payer service.

    • Send payments to virtually anyone in the U.S. – from the gas company to the babysitter.
    • Schedule payments in advance as one time or recurring payments.
    • Pay one bill at a time or all of your monthly bills at once.
    • Save money on stamps and trips to the post office.

While you may find it hard to imagine changing the way you handle your bills today, consider our FREE Online Bill Payer service and you’ll find out how much extra time you could gain in your life, along with freeing up a lot of extra clutter too. You must have an Aspire FCU Checking Account and be enrolled in My CU Online home banking to take advantage of this free service.

Details Here Fees may reduce earnings. See Fee Schedule.

Order Checks

Check orders can now be submitted online through My CU Online or by calling 732.388.0477 option 3.

Shared Branching Network

Our extensive shared branch network means you’ll probably find a branch near you! Click here to use our locator.


You can sign up to receive all Aspire FCU notices, statements and tax forms electronically.
To sign up, simply click on the eDocuments tab when you’re logged into online banking. Please note: if you have trouble accessing the eDocuments tab, you may need to use another browser or upgrade your current browser.

Online and Mobile Banking

Transfer money to someone with Popmoney, transfer money between accounts, deposit checks with the mobile app.


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Important Numbers: Routing # 226076083

Member Contact Center 732-388-0477

Loan Hotline
1.855.MY CU LOAN 1.855.692.8562

Call24: 732-388-0477

Lost or Stolen Credit Cards: 1.800.449.7728

Lost or Stolen MasterCard Debit Cards: 1.866.820.1072