Aspire FCU offers many IRA products to enhance your retirement plan. You may choose from Traditional and Roth IRAs, Coverdell Education Savings Accounts and an IRA Accumulator, which utilizes the convenience of Direct Deposit to build up your savings automatically. Most importantly, your funds are safe at your Credit Union. Your accounts are insured up to at least $250,000 by the National Credit Union Administration, NCUA, a US Government Agency.
You will find a comprehensive description of IRA plans and regulations below. Please consult your tax advisor for guidance. Contributions may be fully or partially tax deductible or non-deductible. Please consult your tax advisor for your specific tax advantages.
This IRA is perfect for individuals that find it easier to make a number of smaller contributions over a longer period of time. The IRA Accumulator can be classified as Traditional or Roth. Once it is classified, you will be able to enjoy all the features and restrictions of that particular type of IRA.
This Educational IRA is ideal for those individuals looking to save for the educational costs of a named beneficiary.
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