Your auto policy may include six coverages. Each coverage is priced separately. Bodily Injury Liability — This coverage applies to injuries you, the designated driver, or policyholder cause to someone else. You and family members listed on the policy are also covered when driving someone else’s car with their permission. It’s very important to have enough liability insurance. Medical Payments or Personal Injury Protection (PIP) — This coverage pays for the treatment of injuries to the driver and passengers of the policyholder’s car. At its broadest, PIP can cover medical payments, lost wages and the cost of replacing services normally performed by someone injured in an auto accident. It may also cover funeral costs. Property Damage Liability — This coverage pays for damage you (or someone driving the car with your permission) may cause to someone else’s property. Usually, this means damage to someone else’s car, but it also includes…

For a limited time, we’re offering Aspire members a 0% Introductory Rate for 12 months* when they choose a Visa Platinum Card or Visa Business Card. This offer applies to both purchases and balance transfers. With a 0% Introductory Rate, cardmembers can pay down their balances faster and save on interest! For more information and to apply, call 732-388-0477, Option 3 or visit www.aspirefcu.org, and click “Get out of Debt”. *Extended introductory rate in effect for applications received from 1/1/12 – 1/31/12.

We all want to save money, don’t we? But that doesn’t mean we have to take a vow of poverty and devote ourselves to a diet of rice and water. Here are some simple tips for spending less money every day: Use the library. Stay away from bookshops, music stores, and video rental outlets. You can get almost anything you want in the way of entertainment from your local library, for free. Delay your purchases. Don’t give into impulse buying. Before putting anything into your shopping cart at the grocery store, wait 10 seconds and consider whether you really need it. For larger purchases, wait one or two days. For major items, such as appliances or carpeting, wait 30 days to be sure a purchase is really necessary. (Of course, if the fridge is shot, you can waive the 30 days; just be sure to get the best value.) Cut…

Aspire members can enter into our “This Way to $15k” Sweepstakes while saving on TurboTax Products or redeem a $30.00 coupon on Jackson Hewitt Tax Preparation! With TurboTax, Aspire members are offered Total Assurance™- protection to feel 100% confident about their taxes. They’re guaranteed their maximum refund*, 100% accurate calculations*, a FREE downloadable Audit Support center*, plus they save on TurboTax products! If you’re a member of Aspire FCU and interested in a chance to win $15k, just visit http://affiliates.cutspm.com/?cuid=faaeas1&pid=43&ptype=tto, sign in to the TurboTax sweepstakes microsite, and enter a valid e-mail address before February 21st!** There’s no purchase necessary!…