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Food Shopping with Your Health in Mind

June 29th 2012 by
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While your doctor* or a nutritional expert can help you develop an eating plan that meets your needs, these suggestions might help you get on the right track. Always read the food labels. Even foods that seem similar can have very different nutritional values, fat content, and calories. If a food doesn’t have a label, don’t buy it. Remember: Ingredients are listed by weight, so if the first ingredient listed is sugar, then the product has more sugar in it than anything else. Stay away from fatty foods, sodium, caffeine, cholesterol, sugars and nitrates. The healthy rules of thumb: Fat can cause heart disease, so keep total fat to less than 20 percent of calories, with less than 10 percent from saturated fat. Salt can cause high blood pressure, so keep sodium and salt to 3,000 to 4,000 mg day. Caffeine can raise your blood pressure and facilitate dehydration. Cholesterol…

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Steals on Wheels: June 20 through June 26, 2012 – Midsize Sedans

June 21st 2012 by
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Are you shopping for a midsize sedan? As your resources for researching new car pricing, trends, and forecasting, Aspire FCU and TrueCar (https://aspirefcu.truecar.com) are working to help new-car shoppers find a great buy on their perfect vehicle. This week we’re sharing the best prices available on midsize sedans, so we can help you find the best deal on your next new car. This week’s deals offer potential savings ranging from 10.8 percent to a generous 14.5 percent. With discounts like these, new car buyers can find potential savings of up to $3,731 on these five midsize sedans— which already carry Manufacturer’s Suggested Retail Prices (MSRP) significantly less than $30,000— bringing their market average pricing much closer to $20,000. The first car on the list of midsize sedans is the Chrysler 200 with a TrueCar national market average of $21,804; that’s 14.6 percent — or up to $3,731 — less than…

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Don’t Drain Your Wallet to Fill Your Gas Tank

June 15th 2012 by
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Like death and taxes, the rising price of gas seems like one of those things you can depend on, especially during the summer months. Here are some tips for saving money while driving and at the gas pump: Don’t invest in premium. Most cars run just fine on regular-grade gasoline, even if the owner’s manual specifies higher-priced premium fuel. As long as your engine still runs smoothly, feel free to go with regular. Don’t be idle. Letting your car run when you’re not going anywhere wastes fuel; you can burn through one-eighth of a gallon idling your motor for 10…

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Food: An Investment You Don’t Want to Waste

June 8th 2012 by
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You wouldn’t throw dollar bills into the trash can or down the garbage disposal, would you? Of course not—unless you’re wasting food. You’ll save money and help preserve the environment by not discarding uneaten groceries for any reason. Avoid wasting money and food with these tips: Plan your menu. Before you go shopping, decide exactly what meals you’re going to make for the coming week, and buy only what you need. Stick to your list, and avoid impulse purchases. Check your fridge. Make sure your refrigerator and freezer doors close tightly, and that the seals are secure. Food won’t go…

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Why It’s Wise to Start Building Good Credit Early

June 1st 2012 by
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In the credit-driven world in which we live, having a positive credit history is like having a sparkling academic record: It can play a vital role in helping a kid get where they want to go life. So even though it could be years before your child even considers taking out a loan, buying a home or pursuing a career, helping a child to build good credit early — starting in their teenage years or even before — will serve them well once they hit the “real world.” A credit history essentially gives financial institutions, credit card companies and potential employers an idea of how responsibly a person handles his or her money. When it comes time to rent a home or take out a loan to buy a car, for example, potential landlords and lenders tend to view a person who already has a positive credit history as less…

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