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Selling VS. Trading In

Posted in Buying a Car
August 31st 2012 by
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So you’ve decided to buy a new car. Congratulations! Now comes the decision of what to do with your old car. These steps can help you make the choice that’s right for you. Research Your Car’s True Value The first bit of research you’ll want to do is establish the current value of the vehicle you are going to sell or trade in. Kelly Blue Book is a good place to start. Many other Internet sites and buying guides are available to assist you in your research. Make sure the information you are looking at is current, as prices can vary greatly from year to year. Don’t forget that other factors, such as mileage, accident history, maintenance records, and general appearance, will factor into the amount a buyer is willing to pay. The sentimental value you place on your car may be just that. “Your baby” may not be as…

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Aspire’s Auto Loan Calculator Can Save You Money

Posted in Buying a Car
August 24th 2012 by
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Ever wonder if you’re paying too much for your auto loan? More than likely, you are. The good news is that Aspire can potentially save you thousands over the life of your loan by refinancing with us. Here is a great example of how we save our member’s money: Current Auto Loan – ABC Dealer Loan Rate (APR*): 8.99% Terms in Months: 60 Loan Amount: $28,000 (original balance) Monthly Payment: $581.10 Refinanced Auto Loan – Aspire FCU Loan Rate (APR*): 3.99% Terms in Months: 48 (remaining term) Loan Amount: $23,000 (remaining balance) Monthly Payment: $519.22 Over the life of this member’s loan, $2,691.32 was put back into their pocket! If you’re in disbelief of the amount of savings that the average member saves, you’re not alone. That’s why we’ve created a fast and easy loan calculator for you to see your monthly savings with us. Simply type in your credit…

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Is Your Vehicle Well Maintained?

August 10th 2012 by
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If you want to get the most mileage out of your car, the best fuel-efficiency, and avoid costly repairs down the line, you should make sure you are taking care of your car with regular inspections and maintenance. With gas prices still high compared to a year ago, the savings at the gas pump should give consumers even more incentive to give their car the care it deserves. According to the Car Care Council, regular maintenance on the following can increase your fuel efficiency and save you money on gas. 1. Change Your Oil – You can improve your fuel…

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We Saved 20 Seals!

August 3rd 2012 by
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The results of our “Adopt a Seal” campaign are in! 978 members signed up for eStatements during our promotional period. Aspire gave the Marine Mammal Stranding Center (MMSC) a donation of $500, saving 20 seals! Founded by Robert Schoelkopf and his wife, Sheila Dean, the Marine Mammal Stranding Center has been a private, non-profit organization since 1978. With a C.E.T.A. grant and a handful of volunteers, the organization began at the Gardner’s Basin (inlet section of Atlantic City, NJ). 34 years, a move to Brigantine, NJ, and 3,900+ responses to whales, dolphins, seals and sea turtles later, the Marine Mammal…

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