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Six Steps to Cut Debt

October 22nd 2012 by
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Debt, the amount a person or entity owes to a creditor for funds borrowed, is a problem for many American households. For consumers who are not careful, a useful money-management tool when handled responsibility may turn into a monster capable of wreaking havoc on individuals when abused. Debt issues can limit your options and impact your life in a lot of negative ways from buying a home to getting a new job. In many instances, though, reducing the cumulative burden of credit card balances, home mortgages, and loans boils down to a few straightforward steps: 1. Give yourself a reason to say “no.” Promise yourself that if you reduce your debt burden by a certain amount or percentage, something good will happen: taking a vacation, quitting a second job, or buying something you have wanted for a while. 2. Get a clear picture of what you owe, the interest rate…

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International Credit Union Day Challenge

October 12th 2012 by
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Join Aspire Federal Credit Union in celebrating International Credit Union Day by submitting a video to YouTube letting us know how Aspire has helped you reach your financial goals, and you could win a 3-month subscription to NetFlix! Use tag “#AspireFCU”. Check out our video and official rules here: http://bit.ly/SQqSQ4 Now, let us tell you some information about International Credit Union Day. Beginning in 1948, credit unions have come together annually on the third Thursday in October to commemorate the credit union movement’s history and achievements through International Credit Union Day. (This year, International Credit Union Day falls on Thursday, October 18th, but here at Aspire, we’re celebrating all week long, from the 15th to the 19th!) This year’s theme, “Members Matter Most”, celebrates the important economic and social contributions credit unions make to their communities worldwide. Aspire is just one of more than 51,000 credit unions in the world,…

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Don’t Miss Out on Free Stuff and Great Bargains!

October 5th 2012 by
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Are you taking advantage of offers for discounts or free merchandise? Many people are watching their spending these days, and your dollar will go a lot farther if you can get more for less money. Ask for Samples A surprising number of companies will send free samples or coupons just for the asking. You can contact most companies through their websites, or write to them using addresses on their packages. Some store websites include current coupons, so look for your local market online and see what’s available. Also, check sites that offer free coupons or samples for a variety of products. Note that on some of these sites you may be asked to “register” by providing an email address or other information; keep this in mind if you don’t want to receive a string of email advertisements in the future. Remember, also, that you should never provide your credit card…

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