Why spend more than you should to have someone else do your taxes for you? TurboTax® puts the power in your hands to keep more of your hard earned money, with the peace-of-mind of knowing you have experts in your corner every step of the way. TurboTax is customized to your situation, searching for the latest deductions and credits based on your job, family, and life so you know you’ll get every penny you deserve. TurboTax is there year-round with expert help when you need it, so you won’t get stuck if you have a question. All TurboTax tax professionals are experienced CPAs, EAs or Tax Attorneys.1 With TurboTax you’ll get your taxes done right. TurboTax calculations are guaranteed 100% accurate2 and you’re guaranteed to get your maximum refund – or your money back. 3 Plus, as an Aspire member, you can save on TurboTax® federal products. Get started with…

Renters have some different considerations than home buyers do. These ten tips can help you be a smart renter. The best way to win over a prospective landlord is to be prepared by bringing a completed rental application with you; written references from previous landlords, employers, friends, and colleagues; and a current copy of your credit report. Carefully review all of the important conditions of the tenancy before you sign. To avoid disputes or misunderstandings with your landlord, get everything in writing. Ask about your privacy rights before you sign the lease. Know your rights to live in a habitable…

With Valentine’s Day approaching, the heat-of-the-moment urge might be to splurge — to buy something expensive for that special someone, even if doing so makes little sense financially. “On a hyped-up holiday like Valentine’s Day a lot of people feel pressure to come through in a big way,” observed Keith Singer, JD, CFP®, a financial planner and principal at Keith Singer Wealth Management in Boca Raton, Fla. It’s important that people have both their head and their heart in the right place on Valentine’s Day, said Singer. “Just because it’s a holiday doesn’t mean you should spend resources unwisely to make someone happy. Everyone should be aware of their resources… live within your means.” That needn’t douse your Valentine’s Day show of love and affection,however. Here, courtesy of the Financial Planning Association in Denver, Colo., are some tips for playing Cupid: 1. Celebrate late. Point out to your sweetheart the…

If you’re in debt, you’re not alone. However, the New Year is one more chance to change your spending habits. There are encouraging signs that many Americans are starting to realize the urgent need to start saving for tomorrow. People are beginning to realize that they can’t keep spending more than they earn. But the key for today is to get out of debt. Follow these steps to reach your goal: 1. Understand that credit is not more money. If your credit card has a $5,000 limit, you don’t have $5,000. You only have the right to rent $5,000 and you may have to pay a very high price for that right. 2. If you’re going to use a credit card, make sure it doesn’t have a high interest rate. Aspire and other credit unions tend to have better rates than other lenders. 3. Stop using credit. People find it…