Do you have a car that’s worth more than you owe on it? That means you have equity in your vehicle. Did you know you can use that equity for a secured loan, which could save you a lot of money? You may already be familiar with secured loans. If you have a home equity loan, commonly referred to as a second mortgage, that loan is secured by the equity in your house. What you may not know is that you can also borrow against the equity in your vehicle. For example, if you have $10,000 in equity on your…

We’re in the height of summer, and for most, that means relying on our hard working air conditioning units. Did you know that by simply regulating the temperature while you sleep, you could be saving a substantial amount of money in energy costs? Summer is also a season in which we like to enjoy as many activities as possible. The good news is that there are plenty of attractions you can enjoy for little or no cost to you. You can likely find a local festival nearby, offering entertainment and activities at no cost to you. Here are a few…

Here at Aspire, we not only care about your financial health; we care about your physical well-being, too. Plus, staying fit and healthy is a great way to save money on doctors bills and prescriptions. Chek out this article, courtesy of the Centers for Disease Control and Prevention, about sun safety. Enjoy and be well! Safely Basking in the Rays Summer is the perfect time of year to get outside, be active and enjoy the sun. But by not taking the right safeguards to avoid overexposure to harmful ultraviolet (UV) radiation, you could be putting yourself at risk for getting…

In Brett King’s book titled Bank 3.0, he describes three phases of banking. Over the years, the way that most people have done their banking has shifted from primarily using branches (1.0) to the internet (2.0) to mobile (3.0). Furthermore, King says that banking is no longer somewhere you go, but something you do. Here at Aspire, we have seen that trend to be true. When we opened our doors (yes, physical doors!) in 1948, our members did all of their banking in our branches. As the internet gained popularity in the 1990s, we introduced online banking with My CU…