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Need Help Financing Home Improvements This Spring?

Posted in Home Ownership
March 28th 2014 by
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We’ve already seen some warmer days and snowy days are (hopefully) behind us, so you may be thinking about home improvements. Whether you have repairs, upgrades or remodels to do, home improvements can come with a hefty bill. Don’t write off your home improvement needs as a pipe dream! We have the perfect way to finance your projects: a home equity loan. How a Home Equity Loan Works A home equity loan uses your house as collateral to give you a check you can use right away. With a home equity loan at Aspire, you can expect: Up to $250,000…

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Important Satisfaction Survey for Aspire Members

March 11th 2014 by
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Are you a member of Aspire FCU? We value our members’ opinion and would appreciate if you can take a few minutes to fill out our member satisfaction survey. In the survey, we’ll ask: -What qualities and services you look for in a financial institution -How Aspire measures up to what you’re looking for -Services you need for financial success -How Aspire’s services compare to the competition -Why you might use another financial instution for certain services Please fill out the survey by April 18, 2014. We aspire to help our members achieve their financial goals and be an efficient…

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How To Keep Your Information Safe

Posted in Security/Scams
March 10th 2014 by
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You’ve probably heard stories about scams to get your personal information. A recent one works something like this: Someone will call you and say they are from the Fraud department of Visa, Mastercard or whatever credit card you use. They will ask if you made a big purchase recently. After you say no, they say they will begin a fraud investigation. They’ll ask you to clarify you are in possession of the card by having you read the 7 numbers on the back. When the call is over, you really do have a charge for the amount they mentioned. You…

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Can You Refinance Your Car?

Posted in Borrowing Money
March 4th 2014 by
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Refinancing is one case where the grass may be greener on the other side. It’s about replacing your current loan with a new one, under different (usually better) terms. Refinancing can help you: – Shorten the length of your loan – Lower your interest rate – Reduce monthly payments Most people think of mortgages when they hear about refinancing. However, you can also refinance your car loan! Is Refinancing Right For You? Better terms, lower rates… sounds like refinancing should be right for everyone. However, you’ll want to make sure: You have good credit. If you don’t, you may not…

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