We want to help you achieve your dreams. We have a lot of products that can help you do that and we know you probably have a lot of questions about how it all works. Below you’ll find the most frequently asked questions about loans. How do I qualify for a loan with Aspire? Must be 18 years old, US Citizen, and have a stable income. After filling out an application, our underwriters will review your information to determine eligibility. Why can’t I find out right away if I’m approved for my loan? We try not to keep you waiting…

The word ‘Member’ is used very loosely by today’s marketers and businesses.  American Express, Costco and Sam’s Club all want you to believe that you are a ‘member.’ Amazon.com has something they call a “Prime Membership” (prepaid shipping!). You are not a ‘member’ of American Express; you’re a customer. You’re not a member of Costco, Sam’s Club or Amazon, just a customer. TheFreeDictionary.com defines membership as “a state involving mutual dealings between people.” The Merriam-Webster Dictionary defines Member as “someone that belongs to is a part of a group” and “a part of a structure.” Museums, Zoos, Community Gardens, Fraternities…

eBay, the popular online auction site, recently announced it was the target of a data breach approximately 2 months ago. The company reported the hackers were able to obtain customer names, encrypted password data, email addresses, physical addresses, phone numbers and birth dates. Extensive testing revealed that financial information was not be obtained. Financial information is stored on another network by PayPal. eBay is encouraging everyone to change their passwords. It’s also recommended you change your PayPal password, especially if it’s the same one you use for eBay. Be Proactive with Protecting Your Info Just because no financial information was…

Have this year’s data breaches made you reluctant to use your debit card? Thankfully, companies like MasterCard and Visa are hard at work figuring out how to make your card more secure. However, until these “smart cards” get in our pockets, we’ll want to do what we can to protect ourselves. Here at Aspire, we’re on top of how data breaches may affect our members and locate accounts that may have been compromised. But in addition to that, we can all protect ourselves a little more by adopting good PIN practices. Here are tips for creating your card’s PIN: Don’t…

Our Semi-Annual Loan Event was a huge success! We’re happy we were able to help so many members. The specials and prizes kept the phones ringing off the hook! If you missed it, the May 10th event ran from 9am – 1pm and featured specials on auto loans, personal loans and credit cards. We also advertised we’d be giving away prizes every hour. We ended up giving away 15 prizes which included: Aspire making a loan payment for one winner Free Guaranteed Asset Protection (GAP) Credit Report Reviews Skip-a-Pay Starbucks and Dunkin Donuts gift cards As you may have noticed,…