A new study found that 84% of people use their computers or mobile devices to bank online. That’s probably because online banking gives them more time to do other things, save money and help out the environment. Convenience You Can’t Beat Here is a breakdown of why more people are enjoying online banking: You can use Mobile Deposit to deposit your checks wherever you are, whenever you want. Pay bills, transfer money and apply for loans in your online account. No paper trail! You can view eStatements online. You don’t have to take the time to go to the bank.…

Your home is your most valuable investment. Homeowners who understand how to add value to their homes will reap greater rewards off their investments. If you want to maximize the return on that investment, there are fundamental things you can add that will increase its value over time. Here are 4 things you can add to your home for maximum value. 1. Exterior Beauty Your home’s exterior is the first impression it gives your visitors and potential buyers. How your property looks from the outside will influence the value it has to others. This is known as “curb appeal” and…

Just as important as your child’s education are their financial habits. Once they’ve graduated and established themselves in their careers, they’ll need the knowledge and discipline to make wise financial decisions. But these habits don’t begin when they start working. They are established early in life. Parents can teach their children valuable lessons that influence their financial well-being for years to come. Teaching the Basics By teaching your kids financial lessons early in life, you’ll help them avoid many of the most common mistakes people make. Of all these mistakes, excessive spending probably plagues the most people. Having self-control when it comes to spending will help them avoid the debt that many people find themselves in, while establishing a foundation for healthy saving habits. It’s been estimated that at the age of 7, children have already developed their money habits. So, starting early is a big step towards setting them…

Buying a new car is an exciting venture. If you’re looking to finance a new car, the experience can quickly become overwhelming. If you want to know how much money you should put down on a car, you’ll need to avoid some common mistakes and understand the factors that will ultimately determine how much you pay. Common Mistakes Many car buyers purchase the wrong car for their needs. This can be a result of personal tastes, the desire for status, or simply not considering their lifestyle needs. Choosing a used car, that has already depreciated in value and will therefore cost less, can save you money. One of the biggest mistakes car buyers make is overlooking the full cost of their vehicle. Before you decide how much money to put down, you need to know exactly how much the car will cost you in the long-term. Avoid focusing too much…

What do you know about your credit score? You should know what it is, how it affects you and how to improve it. We’ve made it easier for you to learn all that with our new guide you can sign up to download. Here’s what you’ll find: A background on how credit scores were created What factors influence credit scores 10 tips for improving your score Helpful to-do items to make your finances more manageable Frequently asked questions We’ll be creating more guides as well, so stay tuned. If you have a topic you want to know more about, please leave it in the comments. Get “Credit Scores: What They Are and How to Improve Yours” now!