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Pros and Cons of Loyalty Programs

January 8th 2015 by
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Many businesses offer some sort of loyalty program. Airlines, grocery stores, department stores and even small businesses will offer coupons, cardholder rewards or a point-based system to keep people coming back. Most households belong to multiple loyalty programs. It’s typically fairly easy to sign up for these programs… but is it wise? Benefits of Loyalty Programs Good deals can be snagged when you’re part of a loyalty program. Besides discounts, other perks may include: Early access to new products Gifts Service benefits such as being able to board the plane early Some loyalty programs are also about incorporating a game…

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8 Financial Resolutions + Budget Worksheet

January 6th 2015 by
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Have you made your New Year’s resolutions yet? Don’t forget your financial resolutions! A survey from Fidelity Investments found that over half of those who made resolutions last year now feel they are better off. Here are some ideas for your financial resolutions: 1. Start a budget This one’s a must if you want to get ahead. You can create a yearly and monthly budget to get a clear picture of where you need to be. We’ve made creating a budget easier for you with this worksheet. 2. Learn how much you really spend Have you ever spent time looking…

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