Many people who have graduated high school find it difficult to repay their student loans. However, there are forgiveness programs you may be eligible to join in order to offer your services instead of paying back your loans. The Wall Street Journal reported over 7 million students are at 12 months (or more!) behind on their loan payments. If you are one of these people, you may be able to achieve partial or full forgiveness of your loans after a set time period if you have an eligible career or meet other specified criteria. Public Service One way you may…

Becoming secretly wealthy can be better than flaunting your wealth. There are several ways in which you can maximize your wealth with self-control and motivation. When most people want to be wealthy, they are talking about the uber-wealthy people they see on TV. Rather, it is better to strive to be the person who can payoff outstanding balances or cover a large dinner bill and not have to worry about the price. So how can you achieve this? Reduce spending and have higher earnings. This includes cutting out luxuries such as cable TV and long nights out, along with obtaining a higher salary. The…

When it comes to student loans, there are common mistakes that college students make. Knowing the common errors can help you make the right choices when it comes to taking out loans and help you to avoid falling into debt. The first mistake most freshmen make is thinking that they need loans when they do not. About 60% of students borrow each year to cover their college expenses, according to the Chronicle of Higher Education. Instead of taking out a loan, you may want to consider going to a cheaper school or paying in cash. It would also be an advantage to check…

Are you working in a field that puts you at increased risk of developing heart disease or stroke? Determine your risk level and what you can do about it. A study was conducted with 5,566 employed men and women at least 45 years of age, with no history of heart disease or stroke at the beginning of the study. Participants were evaluated on modifiable risk factors that put people at risk for heart disease and stroke including: Blood pressure Total cholesterol Blood glucose Smoking Body mass Exercise Diet Findings showed that people who work in sales, office support or service occupations exhibited more risk factors…

If you’re finding that you’re not saving as much as you’d like or want to save more money, there are a few, simple things you can do to keep the money you have. By changing a few habits and practicing self-control, you can easily build upon your savings account. The first (and probably hardest) way to save money is by getting out of debt. If you have debt, it is important to quickly get out of it so that there is one less bill you will have to pay. Chances are, you already have bills to pay that include a car or mortgage…