Software known as ransomware is claiming more victims through the use of emails claiming “your package has been delivered.”  Knowing what ransomware is and how to avoid it is key to protecting yourself from becoming a victim to it. About Ransomware Ransomware is used to penetrate people’s files without them realizing it.  Ransomware encrypts files so they cannot be accessed until the user pays the hacker, making it an easy way for them to make money. Many of the new types have been derived from older types that are proving to be spreading havoc already this year.  With hackers taking of advantage of any security vulnerabilities they see, or creating vulnerabilities of their own, organizations and individuals should equally be concerned. New Email Problem A spam email campaign is now being used to spread ransomware to individuals.  These emails claim that the individual’s package can now be tracked by clicking on the…

Pokémon was the hottest game in the 90’s. In Pokemon, players capture monsters, train them, and pit them against opponent’s monsters. Pokemon’s popularity was due to its simplicity and social aspect- a player could link two handheld consoles together and battle his friends. All subsequent Nintendo consoles had the same basic premise and popularity but none held the appeal of the original. Why would people purchase dedicated gaming consoles when their phone provides endless entertainment? Finally, Pokémon joined the smartphone age with a free app called “Pokémon Go.” Available for iOS and Android devices, Pokémon Go requires GPS functionality and…

Is travel insurance worth the extra money?  Some people will tell you it’s a lifesaver, while others will complain what a waste it is. The list of things you can insure is almost endless: airline tickets, cruises, luggage, pets, rental skis, etc.  Since 9/11, the industry has seen growth, making it a billion-dollar-a-year business.  See the instances below to help you determine whether or not it is worth it for your upcoming trip. Success Story For one traveler who went to Columbia to build homes for a nonprofit organization, the insurance was worth it when a gold ring he purchased was stolen…

If you’ve ever ordered a designer bag or the latest gadget and were disappointed when it arrived, you’re not alone.  Counterfeit goods have become a $461 billion industry because of companies taking advantage of unsuspecting buyers.  Here are some ways to avoid buying these knock-offs so you know you are getting the real deal. You can also watch the video on this topic: Use a Credit Card Although it won’t necessarily protect you from receiving counterfeit items, one way to protect yourself is by using a credit card when you purchase the order online.  This way, when you receive the item and…