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What To Think About Before Bidding In an Online Auction

November 30th 2016 by
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Sometimes that perfect gift or treat for yourself isn’t easily found in typical retail stores. The Internet has made it much easier to obtain what we need or want, but that doesn’t mean the process IS easy. Online auctions are a great way to get collectibles and unique items, but prepare yourself before throwing your bid in. Set Your Budget Bidding can be fun, and competitive. In the heat of the competition, it can get easier to overlook how much you’re spending on something. Set a top limit before you even start bidding. Check Shipping Fees Your desired item may be…

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15 Holiday Scams to Look Out For

Posted in Security/Scams
November 29th 2016 by
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Between the hustle and bustle of holiday shopping and getting together with friends and family, it’s important to be on alert for scams and fraudulent activity on your accounts. The holiday season is peak time for identity theft and cyber crimes, and education is the key to keeping your information safe. 1. Fake charities – It’s always wonderful to give, but do your research before contributing. There are people that prey on goodwill and set up fake organizations to collect your money. 2. Fake retailers – You also might see fake businesses popping up online. If you receive a solicitation…

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Finance for Couples: How Do You Achieve a Healthy Balance?

November 23rd 2016 by
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It’s no secret that finances are the ruin of many relationships. It’s a complicated subject for many couples, and it only gets more chaotic over time. Combining assets, discussing each other’s debts, figuring out how much to save and determining who is responsible for what are some of the issues you’ll need to work through. While money talks will probably always be serious, they don’t need to negative (and definitely should not be emotional). Here are some suggestions for navigating finances successfully together: Start a Joint Account For any shared expenses you have, it’s helpful to have a joint account…

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Watch For These Product Recall Scams!

Posted in Security/Scams
November 22nd 2016 by
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A product recall is never pretty. Organizing refunds and exchanges for customers takes time. Meanwhile, the customers just want their product to work! Unfortunately, many scammers prey on customers’ confusion and frustration. There are several ploys criminals use to steal money or information using the cover of a product recall. 1.) Discounted cellphones Recently, Samsung issued a product recall on their Note 7 phones, instructing customers to bring their phones to their carrier’s store and exchange it for a new one. However, people who aren’t the original purchaser of the phone or who’ve bought it online, have had trouble getting…

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How to Resist “Spending Temptation”

November 17th 2016 by
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The hardest part about having a budget is sticking to it. But usually it’s not emergencies that bring you down – it’s your own willpower. Telling yourself the sale is too good to ignore or you deserve to treat yourself can make it easy for you to spend money you don’t have. It’s time you arm yourself with ways to combat the temptation to spend money you don’t really want to be spending. Ask Yourself: “Do I Need This?” Possibly the easiest tactic to employ is just talking yourself out of buying something you don’t need. If whatever you want…

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