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What To Do With Your Tax Refund

Posted in Taxes
March 30th 2017 by
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Tax season will be over soon and the refunds are rolling in.  Chances are you’ll be getting a nice chunk of cash, so the question is: what do you do with it? It’s tempting to use it to treat yourself, right? While using a small percentage for something fun is understandable, you want to save the majority for something that helps you. Think of it like this: taking care of important things now will eventually lead to being able to spend more on what you want more often in the future. Here are 10 suggestions for your refund: Pay off…

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Defensive Driving Saves Money

March 29th 2017 by
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It’s no secret that a car accident can cost you a lot of money. The easiest way to avoid this expenditure is to stay safe, and that’s what defensive driving is about. Besides lowering your risk for an accident, defensive driving also helps you save gas mileage. And if you take an official course, you could even save on auto insurance. Defensive Driving Basics Being focused and alert is the key to defensive driving. This includes: Avoiding distractions, especially phone use. Looking ahead and being aware of your surroundings, including what other drivers are doing. Monitoring speed. Maintaining safe following distance.…

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Women’s History Month: Women In Finance

March 28th 2017 by
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Because March is Women’s History Month, we’re taking a moment to reflect on many of the important contributions women have made to society. At Aspire FCU, we’re proud to be a part of the nationwide celebration of women. As part of this effort, we’d like to take time to recognize a few important women in the history of finance and entrepreneurship. Here are five lesser-known and underappreciated women who are sometimes left out of the popular economics conversation. That, of course, does not diminish the importance of their trailblazing efforts and work. Maggie Lena Walker, first female bank president Maggie…

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What To Do About Spam: Cutting Down On Unwanted Email

March 23rd 2017 by
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Q: My inbox is overflowing with unwanted emails. Everyone wants to sell me something, or worse, steal from me! How can I take my inbox back from these spammers? A: Spam is big business. According to web security firm, Norton, 72% of email messages are spam. That means for every three emails from people wanting to have a real conversation with you, there’s another seven that are from unwanted sources. Most commonly, spam email is just a nuisance. It’s another buzz or ding that demands your attention while offering nothing in return. However, spam can be much more menacing than…

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Top Banking Tips for Millennials

Posted in Young Adults
March 22nd 2017 by
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Let’s face it: schools don’t do a great job preparing us for managing our finances.So when you’re out of college and start real life, it can be a little overwhelming. You may have student loan debt, new bills, and benefit options to navigate. Here’s your crash course on what you should do to set yourself up for financial wellness: Utilize Online Banking Apps Chances are your financial institution has an online banking app, and you need to download it ASAP. Chances are it will allow you to monitor your balance and transactions, transfer money, pay bills, and deposit checks. If…

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