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What You Might Not Know About Aspire Auto Loans

Posted in Buying a Car
July 1st 2014 by
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Low rates, quick decision, friendly service… you may have already noticed that we have a lot to offer our members. It’s part of what makes our auto loans popular. But there are many more benefits we offer with our auto loans that most people are unaware of…

Go Shopping With Aspire

Aspire’s Member Showroom lets you do your shopping at home. You can search for vehicles, connect with dealers and even print a certificate with the guaranteed price. The cars you find here will save you $3,078* on average off MSRP. If you plan on purchasing a used vehicle, don’t forget to print our Used Vehicle Checklist before going on a test drive!

Auto Draft

Qualified members** can use Aspire Auto Draft for a new vehicle purchase. We give you a blank check good up to a pre-approved amount, and you take the check to the dealership. This gives you more negotiating power and you can drive off with your new car the same day! If you’re interested, be sure to mention it to your Loan Expert before your loan is processed.

Sign Online

You don’t have to go anywhere to get your loan documents signed. When your loan documents are ready, you’ll get an email from us with a link to access them. If you have a cosigner, they will get a separate email with their own documents. It’s easy to follow and fast.

Discounts on Auto Insurance

We’ve joined with TruStage Auto Insurance to provide discounted rates for our members, online services and 24/7 claims service.


Mechanical Breakdown Protection (MBP) provides protection against mechanical breakdowns, more than the original manufacturer’s warranty, and Guaranteed Asset Protection (GAP) covers the deficiency balance on your loan in the event of a total loss. We offer both of these products at a fraction of the cost your dealer will offer.

MEMBER’S CHOICE™ Borrower Security Program

The Program*** gives you peace of mind by canceling your loan balance, up to the agreement maximum, should you lose your life from a protected illness or injury before paying off your loan. If you become disabled due to a protected illness or injury or become involuntarily unemployed, this program will cancel your monthly loan payment up to the agreement maximum.

Skip a Pay

A couple times a year, qualified members may skip** their monthly loan payments. This is usually held during the summer and winter holidays.

What are you waiting for? Apply today and start driving your new car!


*$3,078 Average Savings represents the average amount of savings off of MSRP presented to users by Certified Dealers based on user-configured new vehicles. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable manufacturer incentives. The Manufacturers Suggested Retail Price (“MSRP”) is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealers trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing. Your actual purchase price is negotiated between you and the dealer.

** Privilege is subject to change based on member’s credit worthiness at time of application.

***Your purchase of MEMBER’S CHOICE™ Borrower Security is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of MEMBER’S CHOICE™ Borrower Security. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

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