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Situations arise in everyone’s lives in which, at times, the monthly budget cannot cover unexpected expenses. Before racking up your credit card bill, consider taking out a personal loan to help you cover the expenses. Taking out a personal loan may be a better option than using your credit card due to lower interest rates and you will usually receive a lump sum of cash with fixed payment terms and a set interest rate. When taking out a personal loan, don’t request more money than you need and won’t be able to afford to repay. You will need to pay loan origination…
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