b Facebook
a Twitter
r YouTube
c Google +
x Instagram

MY CU Online
Online & Mobile Access

Registration | Forgot/Reset Password

JOIN NOW APPLY FOR LOAN
×

Give us a call:

732-388-0477

ATM/Shared
Branch Locator
ATM/Shared Branch Locator
Open

Need Help With Car Loans?

Posted in Buying a Car
April 11th 2016 by
0 comment

If you are looking to take out a car loan, be sure to look around for the best deal possible. Follow these six steps so you can find the best deal. Finance, then shop Although you save the most money by paying cash, that may not be an option for you. If that is the case, you may want to explore financing options outside of dealerships and lots. Getting preapproved at the lowest possible interest rate can help save you thousands of dollars. Check credit history and credit score The interest rate that you are offered is mainly based on your credit…

Read More

It’s Time To Buy A Used Car

Posted in Buying a Car
April 6th 2016 by
2 comments

An influx of used cars is expected to hit dealerships this year. As a result, this will be a prime time to buy a used car for a fair price. As a record number of leases are expected to mature this year, there will be an additional 33% increase in the amount of used cars available on the lots. Dealers expect 800,000 used cars to flood their lots and the trend is predicted to increase through 2018. Leasing has become very popular over the last few years, which is driving the increase in used car sales and bringing newer and higher-quality used cars back to the…

Read More

Car Sharing, Auto Refinancing, and Insurance: Ways to Cut Your Car Costs

Posted in Buying a Car
January 21st 2016 by
0 comment

Original article posted on NerdWallet. Americans spend a bundle on their vehicles each year. To cut costs, some people drive less when gas prices are high and buy used when it’s time for a new ride, but there are more ways to save — even when your vehicle is parked. The average annual cost of vehicle ownership is nearly $8,700, according to AAA, including the cost of gas, insurance, financing, depreciation, licensing, taxes and maintenance. With an estimated 88% of American households owning at least one automobile, according to data from the Pew Research Center, vehicles are the second-largest expense for…

Read More

Can You Save Thousands of Dollars by Buying a New Car With a Loan Instead of Cash?

Posted in Buying a Car
December 10th 2015 by
0 comment

Americans aren’t bashful when it comes to borrowing money to buy a car. About 85% of buyers take out a loan to pay for their new ride, according to Experian Automotive. But suppose you have enough saved up to pay in cash — is that the smartest move? Or does financing the purchase with today’s low interest rates and investing your money in the stock market make more sense? To answer those questions, NerdWallet crunched the numbers for a hypothetical consumer: A buyer with enough savings to spend $25,000 on a F-150 XL pickup, which is part of the Ford F-Series,…

Read More

6 Questions Your Auto Dealer Hopes You Can’t Answer

Posted in Buying a Car
November 10th 2015 by
0 comment

Navigating automobile financing can be one of the biggest financial headaches you’ll encounter. But, unless you want to walk everywhere, it’s something you’ll have to deal with. The biggest hurdle is figuring out the angles and understanding the entities that stand to profit from the transaction. Let’s go through some of the more challenging parts of automotive financing by addressing some of the questions about automobile financing your dealer hopes you won’t ask. 1) How do dealerships secure financing? Car dealers usually have a department that is responsible for setting up financing and insurance (commonly referred to as “F&I”). These…

Read More