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Keeping Yourself One Step Ahead of Car Salesmen

Posted in Buying a Car
June 2nd 2015 by
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Don’t be fooled by car salesmen’s tricks any longer.  Avoid the anxiety that salesmen inevitably cause and get the deal you want, how you want it. Don’t Let Your Emotions Run Wild Avoid letting your emotions take the wheel when going for a test drive.  Car salesmen will first try to make you feel like you already own the car by telling you to adjust seats, mirrors, radio stations, etc. to appeal to your excitement.  Being aware of this tactic allows you to not let your excitement build too much. Stay on the Negotiation Topic Stay focused on the actual…

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Time to Get GAP Insurance?

February 10th 2015 by
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You’ve heard the horror stories this winter about accidents and pileups, but have you done anything to protect yourself if something happens to your vehicle? Most people look at GAP insurance as a waste of money… until they really need it. Recently, Fox featured a special clip with Bob Massi about Guaranteed Asset Protection (GAP) insurance. You can watch the video here. Here’s what you need to know about GAP and how it can help you. What is GAP Insurance? GAP insurance covers the difference between your insurance company’s payout and the balance of your loan in the event your…

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Auto Sales Predictions & Facts

Posted in Buying a Car
December 4th 2014 by
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Are you thinking of buying a new car? If so, it helps to be informed about what’s going on in the market. Now that the economy is improving, auto sales are picking up. So does that mean you should by a new or used car? What can you expect from a trade-in? And how much is it going to cost you to drive your dream ride? Today, I’ll be sharing predictions and current facts from industry experts. Used Car Prices are Dropping – Fast! Back in 2011, used car prices were at a 16-year high due to a difficult recession.…

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8 New 2014 Cars & Trucks to Consider

Posted in Buying a Car
November 13th 2014 by
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Fall 2014 car shopping season is in full swing! Aspire FCU is here to help with your auto loan or auto refinancing needs.  If you’re still in the shopping phase, here are eight 2014 vehicles you may want to consider (photos and details from Kelley Blue Book): Jeep Compass Price range: $18,795 – $27,995MPG: 23 city, 30 highwayThis vehicle is currently averaging 13.5% below sticker price. Features depend on trim, but may include: -Front or four-wheel drive -Rear backup camera -Uconnect media center with iPod interface View more Toyota Corolla Price range: $16,800 – $21,300MPG: 28 city, 37 highwayThis is…

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Selling Your Car vs. Trading In

Posted in Buying a Car
September 4th 2014 by
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For many, buying a new car means going to the dealership and trading in their old car to cover most of the down payment for the new car. It’s fast and convenient. However, it’s important to remember that it’s not your only option. Why Selling Your Car May Be the Better Option If you’re most concerned about getting what your car is worth, selling it yourself is going to get you the most money. There’s a big enough difference between the two numbers that you’ll even have to choose the option of a trade-in value vs. private sale on Kelly…

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