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Buying A Home In Today’s Economy

Posted in Home Ownership
April 27th 2017 by
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Whether you’re a regular news junkie or you rely on your better half to keep you updated on the latest, you’ll get the same conflicting messages about the state of today’s economy. One day you’ll hear about rising wages, and the next day you’ll read about the lagging growth in the GDP, or Gross Domestic Product. The only thing certain about today’s economy is that it is uncertain. While things look relatively stable now, no one can guarantee what the next few years will bring. Fortunately, you don’t have to give up on the home of your dreams because of…

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Decoding Home Listings

Posted in Home Ownership
April 20th 2017 by
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If you’re looking for a house, you’re probably figuring out which ones you want to see in-person based on online ads. And if you’ve already been out looking, you’ve probably seen houses that didn’t quite match up to their description. Here’s how to spot the red flags in home listings, plus the positive touches you should look for. Language Can Be Deceptive Less-than-desirable properties often have clever adjectives describing them. They sound good, but it’s really a mask to hide an issue. Examples include: Cozy – This sounds comforting and quaint, but in real estate it usually means small. Especially…

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Is My Insurance Enough When Disaster Strikes?

Posted in Home Ownership
November 8th 2016 by
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Q: The news coverage of hurricanes Matthew and Nicole had me worried. What can I do to disaster-proof my home? A: Disaster preparedness is a big topic. Have supplies and an emergency plan on hand. The Federal Emergency Management Agency (FEMA) has a detailed guide for improving personal preparedness at Ready.gov. When it comes to your home, insurance may not always be enough in every natural disaster. Read on for three insurance pitfalls and what you can do about them. 1.) Natural disaster exemptions The pitfall: Many insurance policies specifically exclude natural disasters, or are very selective about the kind of…

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Is Fall the Best Time To Buy a House?

Posted in Home Ownership
November 3rd 2016 by
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Sometimes it’s smarter to buy certain items according to the season, like sweaters near the end of  winter and swimsuits in late summer. But what’s the best season for buying a house? The answer: the fall. As temperatures cool and trees shed their leaves, enough factors break in the buyer’s favor to make it the No. 1 season for homebuying. Here’s why. LESS COMPETITION Many homebuyers are families who want to minimize a move’s effect on their kids’ schooling. They want them to start at a new school on the first day, not midyear. And so if their spring and summer searching didn’t work…

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5 Home-Buying Mistakes to Avoid

Posted in Home Ownership
October 6th 2016 by
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Owning a home is the American Dream. And apparently, that dream is alive and well with millennials; over 90% of millennials report they’d like to own a home. It’s easy to get caught up in fulfilling your dream and make a financial blunder, though. But a little preparation can help you avoid that. The American Consumer Council put together this video with financial planner Kim Curtis: The 5 major mistakes she talks about in the video are: 1. Overestimating What You Can Afford Many people make the mistake of looking for a house that costs about the same as their…

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