With fall here, the holidays are right around the corner. We’re taught from a young age that we shouldn’t procrastinate, and the holidays are no exception.
Take some time to plan early in order to save the most money.
Start Making Lists
Write down everyone you need to buy for and jot down any ideas you have for them. For those you have no clue what to get, reach out and ask them to start sharing!
You should also write down any special holiday events (parties, dinners, etc.) you’re expecting to attend.
Create a Budget
Once you know approximately how many gifts you’ll be buying and what events you’ll be attending, you’ll be able to make a budget.
Don’t forget things like food, wrapping and decorating expenses.
Start Price Shopping
When you wait until the last minute to buy, you’re often desperate to get what you need no matter the cost. Nix that habit this year and start comparing prices for the things you’ll need to buy.
If you’re looking at prices online, don’t forget to factor in shipping costs. Many stores will offer free shipping if you hit a certain amount.
Figure Out What You Can Make
DIYing a gift may often top your list, but it’s hard to fit that in come December. Start now! Grandparents especially love homemade gifts.
Order Cards Online
If you send out a ton of holiday cards, don’t buy them in the store. Find better deal online, or use a photo card service.
Start a Stockpile
There are certain ingredients that everyone needs – especially days before they’re needed. Beat the rush, and the high prices, by getting the ingredients you know you’ll need now. Examples include: chocolate chips, canned pumpkin, spices, nuts, coconut, and pie crusts.
Start Preparing for Next Year
It helps if you have cash set aside specifically for the holiday season. Open up a Holiday Club Account to set aside money during the year! This special savings account lets you put money safely away and only access it in December.