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4 Ways to Add to Your Savings

August 24th 2016 by
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We are always looking for ways to make our savings grow.  However, this can be difficult if you do not know how to build your money.  See what steps you can take in order to maximize what you save.

Open a Separate Account

Having a separate account for savings is a way to effectively store your money and limiting your access to it. You can even set up direct deposit to automatically deposit some of your paycheck into that account.  If you are able to pay all of your bills on your current income, transfer any additional money into savings.  Regardless of what you’ll need or want that money for, it’ll be able available for you.

Start a Piggy Bank

Save any spare change you have.  Put your change (even singles if you want to be on the fast track) into a jar or piggy bank.  You can schedule what weeks you will empty it, or you can empty it when it is full and deposit it right into your savings account.

Use Cash

Avoid using your credit or debit card in place of cash.  When using your card, you are probably more likely to spend more.  Also, pay in cash so you have the money physically leaving your hand and you know you only have a certain amount to use.

Leverage Savings

Check your receipts and track your discounts.  Many stores now print on your receipt how much you saved by purchasing an item on sale or by using a coupon.  When you do this, put whatever money you saved into that stash or account.

Save as much money as you can, when you can.  Save up for your dream vacation or retirement and take control of your money!

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