How savvy are you when it comes to personal finance? Take our quiz and find out! It asks you questions about: Staying out of debt Auto loans Retirement accounts …and more! Personal Finance Quiz from Aspire FCU Didn’t do well on the quiz? Browse through our blog to brush up on the questions you’ve missed.

The Pew Charitable Trusts recently released a report that found most families are just one setback away from financial disaster. What exactly does that mean? Families are only able to replace less than one month of their income through liquid savings. That’s a scary fact. All it takes is one illness or a car breakdown to create a need for a large amount of cash. Most financial emergencies will be out of your control. The only way to combat this problem is by paying yourself first and saving enough money to break this cycle. The Root of the Problem: Paycheck-to-Paycheck…

Many studies have found that financial troubles can end a relationship. While the romantic in you may think you’d never let money come between you and your beloved, the issue tends to come up at some point with every couple. Different goals, lifestyles and hobbies make everyone unique, but they may also require serious discussions and compromises. Here’s how to successfully navigate finances with your partner. 1. Discuss Your Priorities Here are some important things to think about: Where do you want to live? Do you want to rent or own? Do you want kids? How many? How will you…

Now that the holiday season is over, these cold winter months start making us dream about summer. It’s good to start planning your summer vacation around this time. By preparing ahead, you can save up enough to enjoy your vacation without debt. Here’s how: 1. Write Down Your Goals First, write down your top choices for vacation destinations and when you’d like to go. From there, you can determine how much money you’ll need to save and how much time you have to accumulate it. 2. Set Up a Vacation Club Account A Vacation Club account is a specific savings…

Have you made your New Year’s resolutions yet? Don’t forget your financial resolutions! A survey from Fidelity Investments found that over half of those who made resolutions last year now feel they are better off. Here are some ideas for your financial resolutions: 1. Start a budget This one’s a must if you want to get ahead. You can create a yearly and monthly budget to get a clear picture of where you need to be. We’ve made creating a budget easier for you with this worksheet. 2. Learn how much you really spend Have you ever spent time looking…