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Learning How to Stick to a Budget

July 13th 2016 by
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If you find it difficult to stick to your budget, you might have created one that’s too strict for your lifestyle. That doesn’t mean a budget can’t work for you, though. There are a few things you can do create one that is easier to follow. Define a Goal The first step to getting your budget in order is to create a goal by asking yourself what you want out of life in the short and long term.  For many people, it is first about damage control to get debt out of the way from consumer or student loans.  For…

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Getting Out Of Credit Card Debt

March 9th 2016 by
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It seems as though most people are in some kind of debt.  Often times, it can be hard to get out of this debt but it is possible. Some signs of debt problems are more vious than others but generally include: choosing to pay only bills that you have the money to pay, maxing out credit cards and knowing it is damaging your credit score and using credit cards when you know you need to stop.  When attempting to get out of debt, making minimum payments is counterproductive as it will take you longer to pay off your debt. Borrowing…

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Being Savvy With Your Credit Card

March 3rd 2016 by
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It is no secret that people are using credit cards more than ever. With this, comes many advantages and disadvantages to consider when using your card. For many people, credit cards bring convenience to their lives due to the fact that they do not have to worry about ensuring they have enough cash on them and they don’t have to worry about finding an ATM. Receiving monthly credit statements is a good and easy way to keep track of expenses, especially with year-end summaries that can assist you with your taxes. Using a credit card can also provide consumers with…

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