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Debt Consolidation: Not A Silver Bullet, But Still A Good Idea

November 9th 2016 by
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Using a personal loan to refinance your existing debt can make your debt more manageable. You’ll have one monthly payment at one interest rate instead of many smaller bills due on different days of the month. Will personal loans work for you? 1.) Have I fixed the debt problem? Think about why you’re in debt. If a medical bill, job loss or some other temporary hardship describes your situation, the fact that you have a job or have paid the medical bill means you’ve solved the problem that caused the debt in the first place. If, on the other hand,…

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Adopt a Mindset That Will Help Your Money Grow

September 8th 2016 by
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Living a life of wealth and happiness does not happen overnight.  You need time, patience and a knack for making good money decisions.  See what you can do to gain comfortable financial independence in your life. Plant and Wait To get the most out of life, most people advise you to live life to fullest each day. What they don’t talk about is how you should invest like you will live forever in order to gain the most money over time.  Think of money like a plant: you need to make sure it’s planted properly and tend to it from time to…

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Uncertainty a Growing Theme for Retirement

Posted in Retirement
August 18th 2016 by
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Saving for retirement can be stressful and frustrating for many people.  Growing concerns over the sustainability of programs like Social Security create worry, but many struggle to save on their own. It’s also a concern that affects people of all walks of life. Current Retirees vs. Upcoming Based on retirement savings, 73% of wealthy retirees reported being confident that they saved enough to last them throughout their retirement.  However, only 57% of wealthy people who are not retired think they will have enough money saved.  Therefore, it’s no surprise that while 59% of wealthy retirees reported not feeling stressed about retirement…

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Plan For The Payoff When You Plan Your Student Loans

Posted in Young Adults
July 6th 2016 by
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Planning ahead for college is not just about getting good grades and accumulating a list of extracurriculars and awards. It’s also a process of understanding how to pay for tuition and living expenses during the college years. Parents tend to focus on a college degree as the payoff for all the time, effort, and money they have invested in education. They invest a lot to help their child get accepted to good schools and get situated comfortably. But completing high school and entering college marks typically involves student loan debt as well. The payoff for anyone with student loan debt is budgeting successfully for monthly…

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Lessons From Kanye West?

February 25th 2016 by
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In a time when many people are facing financial burdens, Kanye West is also feeling the pain. However, Kanye’s struggles can teach us valuable lessons about saving our money. After releasing his new album and releasing his new clothing line with shoes selling for $16,000, it is hard to believe that Kanye West is $53 million in debt. Many people are in the mindset that having money is good and not having money is bad and embarrassing. However, good debt does exist and can be beneficial in the long run. Taking out a loan can help you pay for your…

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