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Does That Car Have Flood Damage?

Posted in Buying a Car
July 21st 2015 by
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With the rise of more natural disasters, you want to be sure that the car you are purchasing has not been damaged in a flood.  Unfortunately, sellers are trying to get away with selling flood-damaged cars to unsuspecting buyers. After Hurricane Sandy, there was a large concern about cars being sold that had been damaged in flooded areas.  In more recent months, the trend has continued after storms touched down in places such as Texas and Oklahoma.  Now many, people are falling victim to scammers looking to make money off of these natural disasters. However, there are some tips to keep…

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5 Steps to Cut Your Data Security Risks

Posted in Security/Scams
July 9th 2015 by
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It’s possible to do almost all your shopping and banking from wherever you happen to be with online and mobile devices. However, as recent events show, it’s always better to be proactive about protecting yourself when using this kind of technology. Hackers and scammers often target the same devices to steal from unsuspecting victims. But there are steps you can take to can help guard your personal information and hard-earned cash: 1. Protect your device Not shielding your smartphone, computer or tablet is like leaving your car open with the keys in the ignition. Lock out hackers by updating firewalls,…

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What To Do If Your Accounts Are Compromised

Posted in Security/Scams
July 2nd 2015 by
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Having reason to believe that your bank account or credit card has been compromised can be overwhelming and intimidating.  But don’t let the stress overtake your life. Use this guide to resolve the issue with as little anxiety as possible. When you first detect that a compromise may have occurred, make sure that it is actually true.  Do not accept everything you read.  It’s good practice to contact your bank first for confirmation. After confirming that there was a breach… 1. Find out what information was compromised and what assistance your bank and/or merchant is going to offer you.  You should also check…

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Do I Need Identity Theft Protection?

Posted in Security/Scams
June 4th 2015 by
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The Department of Justice defines identity theft as: “…all types of crime in which someone wrongfully obtains and uses another person’s personal data in some way that involves fraud or deception, typically for economic gain.” Am I at Risk? With an identity being stolen every two seconds, it is expected that this year,  over 12 million Americans will have their identity stolen.  Four million of those people will have their social security number stolen and consumers and businesses will continue to spend almost 20 billion dollars in an attempt to repair the damage that was done each year. The 9 states…

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What You Need To Know About the Latest Tax Scams

April 2nd 2015 by
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Every year, many taxpayers are exposed to numerous scams related to the tax season. This season appears to be particularly bad. David Dewey, director of research at Pindrop Security, says that his company is seeing about 9,000 calls per day related to IRS scams. We want to take the time and make sure everyone is aware of the problem and what to look out for. The Big Scam People impersonating IRS agents call taxpayers to let them know they owe taxes and demand an immediate payment. This is the first red flag: the IRS will never call demanding an immediate…

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