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How To Get A Summer Job: A Guide For Students Of All Ages

Posted in Young Adults
June 1st 2017 by
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Temperatures are rising, days are getting longer and kids are dying to get out of the classroom! This can only mean one thing: Summer is just around the bend. It’s time to start planning trips, summer camps, and summer jobs. Despite the fact that school won’t end in most places for another few months, it’s still a good time to start thinking about summer work. The timeframe for hiring can be as long as a month, so waiting until school is officially out isn’t a good idea. Not sure where to start? Try these four tips to jump start a…

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How To Get By In An Emergency: Personal Loan Or Credit Card?

Posted in Borrowing Money
September 27th 2016 by
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Unexpected expenses, are by nature, unplanned … and costly. While it’s best to have a rainy-day fund, for many this is just a dream. If you’re unsure how you’d survive a financial emergency, you’re not alone. A survey found that 47% of Americans would borrow for a $400 emergency. As a credit union member, you have borrowing options. Two popular choices for emergency funding are personal loansand credit cards. Here are several pros and cons to each. 1.) Limits. Credit cards have credit limits in the thousands, enough to cover a small emergency. The value of credit cards is their…

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Looking For Student Loan Forgiveness

Posted in Young Adults
April 29th 2016 by
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Many people who have graduated high school find it difficult to repay their student loans. However, there are forgiveness programs you may be eligible to join in order to offer your services instead of paying back your loans. The Wall Street Journal reported over 7 million students are at 12 months (or more!) behind on their loan payments. If you are one of these people, you may be able to achieve partial or full forgiveness of your loans after a set time period if you have an eligible career or meet other specified criteria. Public Service One way you may…

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Tips To Finding Your Next Home To Rent

March 18th 2016 by
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Everyone knows that the cost of renting a home can be very expensive.  While high demand is driving up the cost, there are ways you can find a deal and not overpay. Many people set out on their hunt for their next house or apartment with a location in mind.  When doing this, it is best to avoid the large, corporate complexes that many migrate to.  Instead, it is better to look for an apartment that has you working directly with an owner or manager.  Being able to have personal interactions usually means that the landlord places more value on reliable renters, unlike…

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Lessons From Kanye West?

February 25th 2016 by
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In a time when many people are facing financial burdens, Kanye West is also feeling the pain. However, Kanye’s struggles can teach us valuable lessons about saving our money. After releasing his new album and releasing his new clothing line with shoes selling for $16,000, it is hard to believe that Kanye West is $53 million in debt. Many people are in the mindset that having money is good and not having money is bad and embarrassing. However, good debt does exist and can be beneficial in the long run. Taking out a loan can help you pay for your…

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