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Finance a Car: Aspire Can Help You

Financing a car doesn’t have to be a difficult process. As a member of Aspire, you will receive low rates, affordable options, and added conveniences! We even offer complete insurance coverage at a great rate. We offer:


Need to calculate how much you’ll save on monthly payments? Use our auto loan calculator.

*APR=Annual Percentage Rate. Published rate is base rate available for new auto loans for qualified borrowers only, including AutoPay discount. Actual rate based on individual creditworthiness. Rates and terms subject to change at any time. These rates do not apply for refinancing existing Aspire FCU loans.

Member Showroom

Save Time and Money on Your Next Car by doing your research first through our Member Showroom. You’re ensured a simple, no-hassle car buying experience and an average savings of $3,078* off MSRP on new vehicles!

$3,078 Average Savings represents the average amount of savings off of MSRP presented to users by Certified Dealers based on user-configured new vehicles. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable manufacturer incentives. The Manufacturers Suggested Retail Price (“MSRP”) is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealers trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing. Your actual purchase price is negotiated between you and the dealer.

TruStage™ Auto Insurance Program

You trust your credit union to offer products and services to help you do more with what you have. That’s why we’ve joined with a dedicated team of insurance professionals to bring you the TruStage Auto Insurance Program.

Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service.

If you haven’t compared auto insurance lately, it’s a great time to take a look. Your credit union membership could result in some nice savings.

Get your free quote today or call 1-855-483-2149.

TruStage™ Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

Mechanical Breakdown Protection (MBP) & Guaranteed Asset Protection (GAP)

Aspire FCU offers two ways in which you can protect your vehicle. Mechanical Breakdown Protection (MBP) is an extended warranty that provides protection against mechanical breakdowns above and beyond the original manufacturer’s warranty. Guaranteed Asset Protection (GAP) covers the deficiency balance on your loan in the event of a total loss.

Click here for more information and to get an instant, no obligation quote.

Member’s Choice Borrower Security Program

Help Safeguard Your Loan with MEMBER’S CHOICE™ Borrower Security
You have dreams for yourself and your family – a happy retirement, college plans, a new car. But have you considered how you or your family would cover your financial obligations if you fell victim to an unfortunate event? MEMBER’S CHOICE™ Borrower Security can help when the unexpected hits.

MEMBER’S CHOICE Borrower Security cancels your eligible loan balance, up to the agreement maximum, should you die from a protected illness or injury before paying off your loan.

If you become disabled due to a protected illness or injury or become involuntarily unemployed, MEMBER’S CHOICE™ Borrower Security will cancel your monthly loan payment, up to the agreement maximum.

With MEMBER’S CHOICE™ Borrower Security, every eligible member pays the same fee and you only buy enough protection to cover your loan balance. Tying protection directly to your loan means you’ll have exactly the right amount of protection – no more, no less, and that saves you money. Other benefits include:

  • Simple eligibility requirements
  • Fast, easy enrollment
  • Immediate enrollment for eligible borrowers
  • Convenient – fee can be included in your monthly payment

You can count on MEMBER’S CHOICE™ Borrower Security to step in when you and your family need help the most.

Contact a Loan Consultant at 732-388-0477 to learn more about the plans available.

*This is a summary of our Payment Protection program. Enrollment in the program is voluntary and not required to obtain a loan. Member’s Choice Borrower Security Program is a debt cancellation product available through Aspire Federal Credit Union. Please contact your Aspire Federal Credit Union Loan Consultant, or refer to the Member Agreement for additional information on benefit maximums, eligibility, and limitations.

Loan Calculator – Consumer

Insurance products and services are not insured by NCUA.


We have resources to help you out with this big purchase:
Used Vehicle Checklist – print this out and bring it to the dealership!
Car Sharing, Auto Refinancing, and Insurance: Ways to Cut Your Car Costs
Can You Save Thousands of Dollars by Buying a New Car With a Loan Instead of Cash?
6 Questions Your Auto Dealer Hopes You Can’t Answer
New vs. Used Cars: Pros and Cons


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