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Access Your Accounts Online & Mobile Banking

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Give us a call:

732-388-0477

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Branch Locator
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Customs

Attention Customs Employees – An Exclusive Employee Benefit for You!
Special benefits for Customs Employees!

Send your questions/comments to businessdevelopment@aspirefcu.org.

Why Aspire?

Here’s why your fellow team members love to bank with us:

  • A network of over 30,000 surcharge-free ATMs
  • Easy-to-use online and mobile banking platforms
  • Low rates on loans
  • Free rewards checking account
Join now >>

Discover Digital

From April through June, one lucky person will win the $2,500 monthly grand prize – it could be you! You can earn entries into the sweepstakes every time you log into online or mobile banking, and when you discover these time-saving tools:*

  • Add an Alert or Notification
  • Add an eBill to Bill Pay
  • Complete a Mobile Check Deposit

The MORE you discover the MORE entries you’ll earn – up to 10 per day!
You must visit the sweepstakes site and enter your information to be in the drawing.

Click Here to Enter Sweepstakes >>

*NO PURCHASE NECESSARY TO ENTER OR WIN A PRIZE. Open to legal residents of the 50 United States including D.C. 18 years or older who are individual members of a participating financial institution. Ends 6/30/17. Void where prohibited. Please read the official rules for odds, prize descriptions and how to enter without incurring any applicable financial institution service fees that may apply (if your financial institution charges a fee to use online bill pay).

TurboTax

Aspire FCU has teamed up with TurboTax to help get you your maximum refund. Aspire FCU members are eligible for discounts on TurboTax products – just click the banners in My CU Online!

Love My Credit Union Rewards Program

How do exclusive discounts on things you use every day sound? That’s what you get with Love My Credit Union Rewards! Credit union members save on everything from a new GM vehicle to Sprint service & more.

Not yet a member? Join now!

Joining Aspire is quick and easy. You’ll get all of the benefits of being a member-owner of your financial institution.
Your $5 start-up amount is on us!

Give us a Call

A knowledgeable service expert will talk you through the application process when you call 888.322.3732, Option 3.

Aspire Online Membership Applications

It’s quick and easy to join online. Click here to apply!

What You’ll Need to Apply
  • Your driver’s license number
  • Home address
  • Social security number
  • Debit/credit card to add funds

Customs members will be credited for the $5 share – just mention you’re a Customs employee when opening your account.

Get started >>

New Credit Union Members

Initiate Aspire Direct Deposit by downloading, printing, and completing the Aspire Direct Deposit Enrollment Form. Please note our ABA Routing #226076083 and include your member account number. Indicate deposit amount and if it should be directed to your Checking or Savings account. Sign and date the form and submit it directly to Customs Payroll Deduction Department.

Download form >>

Current Aspire FCU Members

We’re here to help you. If you have any questions or concerns, do not hesitate to ask. Call one of our friendly Service Experts any time, day or night at 888.322.3732, Option 3.

Online and Mobile Banking

Screen Shot 2015-02-02 at 6.21.34 AM While we do have a branch in New Jersey and New York, we’re able to serve members anywhere. That’s because most of our members depend solely on our electronic banking services.

With online banking, you can access your accounts online to check transactions, set up Bill Pay, make transfers and much more. You’ll also have access to your loans and Mastercard credit card as well.

Aspire Mobile Banking allows you to obtain account balances, deposit checks, view transaction history, find a branch or ATM near you and make transfers between accounts. Mobile banking uses the same login information as online banking.

Check Out These Online Banking Features

Online banking can make your life more convenient, and even help you save!

Popmoney – You can transfer funds to another person using their email address or phone number.

Purchase Rewards – When you use your Aspire Mastercard Debit Card, you’ll get cash back offers from the types of stores and restaurants you like to go to.

Quick Balance – You can now view your account balance and recent transactions without logging in. A swipe down on the Mobile Banking logging screen will provide this information for you. You just need to activate this feature in Settings in Mobile Banking.

Log into online banking to enjoy these features!

App Store

We have a variety of apps available to help you manage your money more easily:

  • Mobile banking apps for Apple, Android and Amazon devices
  • Shared branch locator
  • Surcharge-free ATM locator

View them all here.

Shared Branches & ATMs

Aspire has over 5,000 Shared Branch locations and 70,000+ Surcharge-Free ATMs in our network.

Shared Branches – We’ve partnered with other financial institutions across the nation so you can have easy access to your money. At a shared branch, you can deposit, withdraw or transfer money. You can also inquire about your loan balance and make loan payments.

Surcharge-Free ATMs – Use your debit card to access your money at a surcharge-free ATM near you.

Please note that only Aspire, Allpoint & Co-Op network ATMs are surcharge free.

Download the apps or use the map on this page.

Apply For a Mastercard Today!

As a Customs employee, you’re eligible to apply for an Aspire Mastercard Credit Card! With low rates, no balance transfer fee and 0% APR* on balance transfers for six months, our cards provide an alternative to those other high rate cards! Apply for one of our cards today!

*APR=Annual Percentage Rate. 0% introductory rate for six months. After the introductory period, APR will depend on individual creditworthiness. For qualified borrowers only. Must apply and be approved for credit card first before applying for balance transfer.

Loans Available at Aspire

For detailed information, visit this page or contact a Loan Expert at 855.692.8562.

Personal Loan – You can apply for one of our Personal Loans with higher credit limits or a FlexLine (Checking Overdraft/Personal Line-of-Credit) to be more prepared for unexpected expenses.

Auto Loan – We offer up to 100% financing on new and used vehicles, competitive rates, plus other benefits for financing your vehicle with Aspire. Need to make sure the vehicle you want is safe? We’ve partnered with CARFAX so you can get your report for just $15!

Mortgages – We are currently in the process of changing Mortgage Providers and cannot accept 1st mortgage applications at this time. Please check back regularly for updates.

Credit Builder Loan – Build new credit or restore credit history with a Credit Builder Loan. A loan is made to you, but the funds are put on hold in your savings share account until you’re able to pay it off.

Apply for a loan here >>

LIFE COVERAGE – ACCIDENT & ILLNESS BALANCE CANCELLATION

Help Safeguard Your Loan with MEMBER’S CHOICE™ Borrower Security
You have dreams for yourself and your family – a happy retirement, college plans, a new car. But have you considered how you or your family would cover your financial obligations if you fell victim to an unfortunate event?

With MEMBER’S CHOICE™ Borrower Security, every eligible member pays the same fee and you only buy enough protection to cover your loan balance. Tying protection directly to your loan means you’ll have exactly the right amount of protection – no more, no less, and that saves you money. Other benefits include:

  • Simple eligibility requirements
  • Fast, easy enrollment
  • Immediate enrollment for eligible borrowers
  • Convenient – fee can be included in your monthly payment

You can count on MEMBER’S CHOICE™ Borrower Security to step in when you and your family need help the most.

Contact a Loan Consultant at 732-388-0477 to learn more about the plans available.

*This is a summary of our Payment Protection program. Enrollment in the program is voluntary and not required to obtain a loan. Member’s Choice Borrower Security Program is a debt cancellation product available through Aspire Federal Credit Union. Please contact your Aspire Federal Credit Union Loan Consultant, or refer to the Member Agreement for additional information on benefit maximums, eligibility, and limitations.

Spring Clean Your Debt

It’s time your finances got a spruce up! Finance your Debt Consolidation Loan with us, and we’ll give back your first month’s payment – up to $200! Rates start at 9.70% APR.

You can turn your debt into one affordable monthly payment.

Apply here >>

Just mention promo code SPRINGCLEAN in the comments section. Offer ends 5/31/17.

*For qualified borrowers only. APR=Annual Percentage Rate. Actual rate based on individual creditworthiness. Rates and terms subject to change at any time. These rates do not apply for refinancing existing Aspire FCU loans. Must book loan by 6/5/17.

Discover Digital

From April through June, one lucky person will win the $2,500 monthly grand prize – it could be you! You can earn entries into the sweepstakes every time you log into online or mobile banking, and when you discover these time-saving tools:*

  • Add an Alert or Notification
  • Add an eBill to Bill Pay
  • Complete a Mobile Check Deposit

The MORE you discover the MORE entries you’ll earn – up to 10 per day!
You must visit the sweepstakes site and enter your information to be in the drawing.

Click Here to Enter Sweepstakes >>

*NO PURCHASE NECESSARY TO ENTER OR WIN A PRIZE. Open to legal residents of the 50 United States including D.C. 18 years or older who are individual members of a participating financial institution. Ends 6/30/17. Void where prohibited. Please read the official rules for odds, prize descriptions and how to enter without incurring any applicable financial institution service fees that may apply (if your financial institution charges a fee to use online bill pay).

ePower Plus

Don’t have an ePower Plus Checking Account?

Empower your finances with Aspire’s new ePower Plus free checking account!

  • Boost Purchases with Points – when you have to spend money, use your debit card to earn 1 point for ever $1 spent, redeemable for cash back!
  • Benefit from Special Promotions – earn bonus points throughout the year during special promotional periods.
  • Turn Everyday Purchases into Cash – with our Purchase Rewards program, you can use your debit card to get cash back offers from participating retailers.
  • Fight Identity Theft – enjoy featuring insurance up to $25,000 – a great perk that’s 100% FREE with this account! We’ve partnered with one of the nation’s most trusted names in ID theft protection to provide fully managed identity fraud research, remediation and recovery, as well as lost document replacement and optional credit monitoring. Coverage extends to up to three generations of your family!
  • Focus on Rewards (Not Requirements) – we make it easy to earn rewards. Dip your EMV chip and SIGN! There’s no minimum spending amount required to start earning points.

Open your ePower Plus account today – and experience a new kind of banking! Call 732-388-0477 or email webmail@aspirefcu.org.

Identity Theft Protection

We have partnered with one of the nation’s most trusted names in identity theft protection to provide you with access to a comprehensive suite of services to address fraud caused by identity theft if it happens to you or your family member. This service is FREE with an ePower Plus account, or packages start at $3.95/month.

Learn more here >>

Share Certificate Rates (New Money Only)

6-month Share Certificate – 0.50% APY* ($500 minimum deposit)

12-month Share Certificate – 0.80% APY($500 minimum deposit)

24-month Share Certificate – 1.00% APY($500 minimum deposit)

36-month Share Certificate – 1.39% APY($500 minimum deposit)

Applying is easy!

  1. Transfer funds to your Aspire share account through our External Transfer option in My CU Online.
  2. Once the funds are in your Aspire account, call us at 888.322.3732, Option 3.
  3. We take care of the rest!

*APY = Annual Percentage Yield. Call 888.322.3732 for the most recent rates. A penalty will be imposed for early withdrawal. There is a ten (10) calendar day grace period at maturity. Deposits insured up to $250,000 by the NCUA.

Resources For You

Dream BIG! Blog – We post a couple times a week with financial advice, promotion and news that may affect you.

Used Vehicle Checklist – Our handy checklist can be printed and taken to the dealership to help you feel confident about examining your potentials.

Banks vs. Credit Unions

What is a credit union?

A credit union is a not-for-profit financial cooperative organized to provide a full-range of financial products and services to its members, who are also owners of the credit union.

Am I eligible to join?

All Customs employees, whether full-time or part-time, are eligible to join Aspire FCU. Your immediate family members are also eligible to join. And once you’re a member, you’re always a member, even if you change jobs or move out of the area.

What makes Aspire better than a bank?

Aspire FCU provides consumers with another option to serve their financial needs. Since we are not-for-profit, we’re typically a lower cost alternative for a consumer. Members will also experience personal service because at Aspire, you come first, not stockholders.

Is my money safe at Aspire FCU?

Yes! All savings accounts are insured up to at least $250,000 by the NCUA, the National Credit Union Administration, an agency of the federal government. Not one penny of insured savings has ever been lost by a member at a federally insured credit union.

Can I borrow money from Aspire FCU?

Aspire FCU offers many types of loans from used & new auto loans to home equity loans. We even offer a Credit Builder Loan for those just starting out who need to establish credit or those who need to work on improving their credit score. Our friendly Loan Experts are dedicated to working with you to decide which loan best suits your needs.

How do I access my money? Is there a branch nearby?

There are various ways you can access your accounts. You can enroll in our FREE online banking website, call our Call Center at 888.322.3732, Option 3, or set up Mobile Banking.

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