i ASP!RE TO…

Own a Home

Mortgage Loans – We’ve recently partnered with Land Home to offer Aspire members Mortgages, Refinance Options, and Reverse Mortgages! Click here to learn more and apply or call 855.995.5039.

Home Owner’s Insurance – As a member of Aspire, you’re entitled to discounted insurance through TruStage and MetLife. Cover yourself and your family with fire, home, mobile home, motor home and condo insurance policies.

Save More Money

Club Accounts – Set aside a little money each pay period for holiday expenses or a special vacation.

Custodial Accounts – Save money for your child’s future needs, while shifting taxes on the account’s earning to the child’s lower tax rate. Please consult your tax advisor for complete details and specific advice.

Money Market Accounts – Money Market Accounts – Earn high dividend rates and have money when you need it with these liquid accounts. All you need to get started is a minimum deposit of $500.

Share Certificates – Our share certificates are safe investment products, which offer guaranteed returns, with higher balances earning higher rates.

Buy a Car

Auto Loan – As a member of Aspire, you will receive low rates, affordable options, and added conveniences! 

Auto Insurance – Check out our partners at TruStage and MetLife who offer exclusive group plan discounts to members of Aspire FCU.

Guaranteed Asset Protection (GAP) – Covers the deficiency balance on your auto loan in the event of a total loss.

Mechanical Breakdown Protection (MBP) – Provides protection against mechanical breakdowns above and beyond the original manufacturer’s warranty.

Borrow Money

Credit Builder Loan – If you’re looking for a way to build new credit or restore a poor credit history, our Credit Builder Loan is perfect for you!

Home Equity Products – Utilize the equity in your home. Our home equity loans and lines of credit give you flexible and convenient borrowing power for major expenses, home improvements, vacations, debt consolidation or college tuition. *Some state residents are subject to mortgage tax. Aspire FCU does not do home equity lending in the states of Texas and California.

Personal Loan – This unsecured loan is a great resource to help you with smaller purchases or unexpected needs that come up at different times in your life. Aspire FCU offers competitive rates, flexible terms, and affordable payments.

Manage my Money

ePower Plus – ePower Plus is a free rewards checking account that gives you cash back for using your debit card, plus free ID Theft Protection.

Retire

IRAs – Enhance your retirement plan from Traditional and Roth IRAs, Coverdell Education Savings Accounts, or an Advantage Accumulation IRA, which utilizes the convenience of Direct Deposit to build up our savings automatically. Your funds are safe and insured up to $250,000 by the National Credit Union Administration, NCUA, a US Government Agency.

Investments – We offer various investment options to help you plan appropriately to meet your long-term financial goals.

Secure my Family

TruStage AD&D Insurance – TruStage AD&D (underwritten by CMFG Life Insurance Company) can be an affordable supplement to life insurance. If a serious accident occurs, AD&D could help your family in its time of need.

Identity Theft Protection – We have partnered with one of the nation’s most trusted names in identity theft protection to provide you with access to a comprehensive suite of services to address fraud caused by identity theft if it happens to you or your family member. This service is FREE with an ePower Plus account, or packages start at $3.95/month.

Auto Insurance – Check out our partners at TruStage and MetLife who offer exclusive group plan discounts to members of Aspire FCU.

Guaranteed Asset Protection (GAP) – Covers the deficiency balance on your auto loan in the event of a total loss.

Mechanical Breakdown Protection (MBP) – Provides protection against mechanical breakdowns above and beyond the original manufacturer’s warranty.

Home Owner’s Insurance – As a member of Aspire, you’re entitled to discounted insurance through TruStage and MetLife. Cover yourself and your family with fire, home, mobile home, motor home and condo insurance policies.

Members Choice Borrower Security Program – This program steps in when you and your family need help the most. That means your dreams can go on and on – even when your income doesn’t.

Help My Employees

Participating Organizations – If you are an employer, credit union membership is a unique way to enhance your benefit package and increase employee satisfaction at no cost to your organization.