Member Benefits

There are many benefits of being an Aspire FCU member. In fact we, have to break them up in categories:

• Joining a credit union
• Features
• Partnerships
• Resources

Joining a Credit Union

You might be wondering why you should pick a credit union over a big bank. Banks are for-profit businesses; they have big expenses and need to pay shareholders and their board members.

Credit unions are not-for-profit and member owned and operated. Our board members are volunteers – we have a lot less expenses to worry about. Profits are distributed back to all our members in the form of low rates for loans and high interest rates for deposit accounts.

This short, fun video does a great job at comparing the two:

Ready to join? Click here to apply!

Features

Think you’ll lose out on convenience? Think again!

• Our shared branching network gives you access to over 5,000 branches, plus 2,000 self-service locations. Plus, you have access to over 70,000 surcharge-free ATMs in convenient places.
• We also offer mobile banking with mobile deposit. Take a picture your check with your smartphone and deposit it instantly!
• Need to talk to someone? Our Contact Center is open 24/7 at 732-388-0477, Option 3.
• All Aspire Debit Card accountholders have access to Purchase Rewards in My CU Online. This allows you to get discount offers on the types of places you love to shop.

Partnerships

Many other organizations and services support the credit union movement. We update our members on new benefits available to them.

The Love My Credit Union Rewards Program offers:

• $100 cash reward with every new line activated with Sprint! Current customers will receive $50 cash reward for every line transferred. Plus, a $50 loyalty cash reward every year for every line.
• Save up to $15 on TurboTax Federal online and downloadable tax products.
• Get trusted protection at true savings with TruStage Auto & Home Insurance Program.
• Get an exclusive smoke communicator and a $100 gift card with a new ADT monitored home security system.
• Earn cash back with Love to Shop at over 1,500 online retailers – this is a debit/credit card rewards program. Every time you earn cash back over $15, you’ll receive a check.

Check out the lovemycreditunion.org site to see more.

Identity Theft Protection

We have partnered with one of the nation’s most trusted names in identity theft protection to provide you with access to a comprehensive suite of services to address fraud caused by identity theft if it happens to you or your family member. This service is FREE with an ePower Plus account, or packages start at $3.95/month. Click here for more info!

Discount Tickets

Aspire FCU members can enjoy discounted tickets at places like Six Flags Great Adventure and Diggerland USA. Details are on our Specials page.

Resources

We’re consistently creating new resources to help make your financial life easier. You can:

• Visit our Member Showroom to shop for your next vehicle
• Download our Used Vehicle Checklist
• Take a look at our Credit Score guide
• Watch one of our videos
• Read our blog

We’re always open to suggestions, so feel free to let us know if there’s something you want to learn more about.