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Member Benefits

There are many benefits of being an Aspire FCU member. In fact we, have to break them up in categories:

Joining a Credit Union

You might be wondering why you should pick a credit union over a big bank. Banks are for-profit businesses; they have big expenses and need to pay shareholders and their board members.

Credit unions are not-for-profit and member owned and operated. Our board members are volunteers – we have a lot less expenses to worry about. Profits are distributed back to all our members in the form of low rates for loans and high interest rates for deposit accounts.

This short, fun video does a great job at comparing the two:

Ready to join? Click here to apply!


Think you’ll lose out on convenience? Think again!

Partnershipslove my credit union

Many other organizations and services support the credit union movement. We update our members on new benefits available to them.

The Love My Credit Union Rewards Program offers:

Check out the lovemycreditunion.org site to see more.

PayCheck Direct

PayCheck Direct allows Aspire members to shop thousands of name-brand products and make low, convenient payments over 12 months – no interest or credit checks!

From refrigerators to TVs, new baby furnishings to college dorm needs, elliptical machines to shoes for the whole family, shop PayCheck Direct for whatever you need, interest free.

Identity Theft Protection

We have partnered with one of the nation’s most trusted names in identity theft protection to provide you with access to a comprehensive suite of services to address fraud caused by identity theft if it happens to you or your family member. This service is FREE with an ePower Plus account, or packages start at $3.95/month. Click here for more info!

Discount Tickets

Aspire FCU members can enjoy discounted tickets at places like Six Flags Great Adventure and Diggerland USA. Details are on our Specials page.


We’re consistently creating new resources to help make your financial life easier. You can:

We’re always open to suggestions, so feel free to let us know if there’s something you want to learn more about.


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Important Numbers: Routing # 226076083

Member Contact Center 732-388-0477

Loan Hotline
1.855.MY CU LOAN 1.855.692.8562

Call24: 732-388-0477

Lost or Stolen Credit Cards: 1.800.449.7728

Lost or Stolen MasterCard Debit Cards: 1.866.820.1072