As you may have heard, many Americans will be receiving the third round of stimulus checks also known as Economic Relief Payments from the Internal Revenue Service. We would like to provide you with some information on how you may receive the payment below. If you are not sure of your eligibility, please reach out to the IRS or visit https://www.irs.gov/ for more information.
If eligible, How You’ll Receive the Payment
If you qualify and filed a 2020 or 2019 tax return, your payment will be deposited directly into the same banking account used for tax filing purposes. You may notice that there is a pending ACH* pre-notification in your account from IRS Treas 310. Please note that Aspire is not holding any funds nor do we have any funds to be released or made available. You will be able to see a settlement date** in the transaction details while in My CU Online or Aspire Mobile. These funds are not included in available balances, nor can they be used prior to being received or settled.
To find the settlement date for your funds, look in the transaction description. You may see something that looks like this:
ACH Deposit / IRS TREAS 310 0123456789 TAX REF MMDDYY PPD (Payment Pending Date)
MMDDYY represents the settlement date. Example: 031721 shows a settlement date of March 17, 2021.
If you have not yet filed your 2020 tax return, the account used for your 2019 tax filing will be used. Note that payments are being distributed by the IRS in waves, so if someone you know has received theirs, but you haven’t yet, it is not a cause for concern.
How Aspire FCU Can Help ‐ Mobile Deposit
If you received your 2020 or 2019 tax refund via check in the mail, the IRS will mail the stimulus check to the physical address on file. You can easily deposit your funds and access them securely by logging in and using Aspire FCU’s Mobile App. In most cases, deposited funds are available within 1-2 business days and varies depending on the amount. If you don’t already have the mobile app, download it here.
For more information on these payments, including details on how to calculate the amount of your potential payment, please visit the IRS Coronavirus page.
Need a Shared Branch?
Aspire members can access many branches across the country. Click here to locate a branch near you. Please contact Aspire FCU first for more information about a particular Shared Branch. Some branches are serving members in a very limited capacity. For example, if you have a Dormant Account and do not have a Debit Card, the Shared Branch may not be able to process a transaction. Also, some Shared Branches offer kiosk service only, with limited withdrawal amounts.
Don’t hesitate to ask an Aspire representative for assistance, through Live Chat (also available via Aspire Mobile) or at 732.388.0477.
Do you have a loan with Aspire?
Does your other financial institution allow you to skip payments on loans?
With a qualifying auto or personal loan from Aspire, you can skip your payment online in a matter of seconds! And you get to choose which months you wish to skip! Ask a representative for more information.
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