Specials

Refi Your Ride

Aspire is on a mission to save you money! Simply refinance an existing vehicle loan from another lender with us, and we’ll cut your current rate in HALF.* With our floor rate of just 2.99% APR, **you can maximize your savings potential.

So act now to refi your ride and leave high rates behind!

Applying is an easy, two-step process. Visit EscapeYourRate2017.com to answer a few questions, and then we will give you a call to proceed with the application.

*Floor rate is 2.99% APR. Qualified borrowers only. Actual rate is based on individual creditworthiness. Offer applies only to auto loans being refinanced from other lenders. **APR=Annual Percentage Rate. Offer ends on June 30th, 2017.

Vacation Loan

Discover Digital

From April through June, one lucky person will win the $2,500 monthly grand prize – it could be you! You can earn entries into the sweepstakes every time you log into online or mobile banking, and when you discover these time-saving tools:*

• Add an Alert or Notification
• Add an eBill to Bill Pay
• Complete a Mobile Check Deposit

The MORE you discover the MORE entries you’ll earn – up to 10 per day!
You must visit the sweepstakes site and enter your information to be in the drawing.

Click Here to Enter Sweepstakes >>

*NO PURCHASE NECESSARY TO ENTER OR WIN A PRIZE. Open to legal residents of the 50 United States including D.C. 18 years or older who are individual members of a participating financial institution. Ends 6/30/17. Void where prohibited. Please read the official rules for odds, prize descriptions and how to enter without incurring any applicable financial institution service fees that may apply (if your financial institution charges a fee to use online bill pay).

Identity Theft Protection

Aspire FCU is delighted to provide identity theft detection and recovery services as part of our ePower Plus account at no cost.

We have partnered with one of the nation’s most trusted names in identity theft protection to provide you with access to a comprehensive suite of services to address fraud caused by identity theft if it happens to you or your family member. These services include:

• Fully Managed Identity Fraud Research, Remediation and Recovery – a professional, certified and licensed Recovery Advocate will work on your behalf to restore your identity to pre-event status, for any type of identity fraud you might experience, or even suspect. This service extends to cover you and up to three generations of family! Click here for complete Terms and Conditions.
• Lost Document Replacement
• Identity Theft Expense Reimbursement Insurance – you may receive reimbursement for out of pocket expenses incurred during the identity recovery process up to a maximum of $25,000, including reimbursement for lost wages, attorney’s fees, and other expenses. Click here for Evidence of Coverage.
• Credit monitoring* – with alerts to any changes of your credit file that may indicate identity theft.

If you don’t have an ePower Plus account, you can still open an affordable package at a very low rate (starting at $3.95/month).

Click here for more details!

*You may choose whether or not you use this entitlement to obtain the credit monitoring service. There is no cost to you for taking advantage of this offer. When you become eligible for this service, you will receive an email from our partner company providing instructions for activation.

Share Certificate Rates

6-month Share Certificate – 0.50% APY* ($500 minimum deposit)

12-month Share Certificate – 0.80% APY* ($500 minimum deposit)

15-month Share Certificate – 0.75% APY ($1000 minimum deposit) (NEW MONEY ONLY)

24-month Share Certificate – 1.00% APY* ($500 minimum deposit)

36-month Share Certificate – 1.39% APY* ($500 minimum deposit)

Not yet a member? Click here to apply.

1. Transfer funds to your Aspire share account through our External Transfer option in My CU Online.
2. Once the funds are in your Aspire account, call us at 732-388-0477, Option 3.
3. We take care of the rest!

You can also deposit funds by:

• Wire transfer, routing # 226076083. We will waive the incoming wire fee once funds are received.
• Mobile Deposit with your smartphone. Click here to download the app.
• Mail in a check to: 67 Walnut Avenue, Suite 401, Attn: Payment Solutions, Clark, NJ 07066
• Stop in our Clark Branch or a Shared Branch

*APY = Annual Percentage Yield. Call 732-388-0477 for the most recent rates. A penalty will be imposed for early withdrawal. There is a ten (10) calendar day grace period at maturity. Deposits insured up to $250,000 by the NCUA.