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Sweepstakes Rules for Refi to the Rescue

OFFICIAL SWEEPSTAKES RULES
NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. OPEN TO LEGAL RESIDENTS OF THE UNITED STATES OF AMERICA WHO ARE 18 YEARS OF AGE OR OLDER. VOID WHERE PROHIBITED OR RESTRICTED BY LAW.
By entering the Credit Union Sweepstakes, you acknowledge that you understand and will abide by these Official Sweepstakes Rules. Valid only for entries submitted on September 20, 2014.  Only one sweepstakes entry per member. Drawing to be held at the Credit Union’s office at 67 Walnut Ave, Clark, New Jersey. Winner need not be present to win. Winner responsible for all taxes. Consult your tax adviser for consequences. The winner may be required to sign an IRS Form W-9 or the equivalent. Entrants must be at least 18 years of age or older to participate. The odds of winning depend on the number of entries received. List of winner(s) may be obtained by writing to the Credit Union at 67 Walnut Ave, Clark, NJ 07066, Attention: Sweepstakes Liaison.
Entrance to the sweepstakes available to all Credit Union members whether they select the services described in the sweepstakes or not. No purchase necessary. Void where prohibited. The prizes have an estimated retail value of $450 maximum. Limited to United States residents only. Credit Union not responsible for errors, fraud or other events affecting the sweepstakes which are beyond the Credit Union’s control.
The Credit Union reserves the right to terminate or modify the sweepstakes at any time in its sole discretion. Not available to contestants in all states. Credit Union employees, volunteers and members of their immediate family are not eligible to participate.
By participating in the sweepstakes, each entrant agrees to release and hold harmless the Credit Union, its officers, employees, volunteers, etc., from any and all claims or liability arising directly or indirectly from any prize or the sweepstakes. The winner(s) of a prize may be asked to sign a release and have their picture taken consenting to the use of the winner’s name and likeness for publicity purposes. By participating in the sweepstakes, the winner(s) of a prize agrees to have his/her name, voice, picture or likeness used in any advertising or broadcasting material relating to the sweepstakes.
The sweepstakes winner may be asked to sign a release stating the same. Copies of the Official Sweepstakes Rules will be available at the Credit Union’s offices or at the Credit Union’s web site at www.aspirefcu.org.

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