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Attention UncommonGoods Team Members – An Exclusive Employee Benefit for You!

Special Benefits for UncommonGoods Team Members!

Send your questions/comments to businessdevelopment@aspirefcu.org.

2014 UG Logo ColorWelcome

From Aspire FCU President Tom O’Shea: Welcome! We’re thrilled to have UncommonGoods as one of our Select Employer Groups at the Credit Union, as your company values strongly resonate with ours.

We’re hoping to help all of you improve your personal finances. This page gives you access to information about promotions, account options, loans and financial tips and resources. Keep this bookmarked so you can check back regularly for updates!

As a credit union, we’re dedicated to helping improve the lives of our members. Please feel free to reach out to us with any questions or suggestions.

Why Aspire?

Aspire FCU provides uncommon financial services to UncommonGoods team members. Here’s why you’ll love to bank with us:

  • A network of over 70,000 surcharge-free ATMs, plus over 5,000 shared branches
  • Easy-to-use online and mobile banking platforms
  • Low rates on loans
  • Free rewards checking account
Join now >>


Aspire FCU has teamed up with TurboTax to help get you your maximum refund. Aspire FCU members are eligible for discounts on TurboTax products – just click the banners in My CU Online!

Love My Credit Union Rewards Program

How do exclusive discounts on things you use every day sound? That’s what you get with Love My Credit Union Rewards! Credit union members save on everything from a new GM vehicle to Sprint service & more.

Joining Aspire FCU is Easy!

Aspire FCU membership is open to all full and part-time employees of UncommonGoods, plus their family and friends!

Give us a Call

A knowledgeable service expert will talk you through the application process when you call 732.388.0477, Option 3.

Aspire Online Membership Applications

Joining online is quick and easy. Click here to apply!

What You’ll Need to Apply

Tips For Getting Financially Fit

  • Your driver’s license number
  • Home address
  • Social security number
  • Debit/credit card to add funds

Join now >>

Set Up Direct Deposit!

How Do I Set Up Direct Deposit?

Click here to access your form for direct deposit.

Aspire’s routing number is 226076083.

How Do I Get My Money?

Finding one of our surcharge-free ATMs is easy with our Branch/ATM Locator.

We’re here to help you if you have any questions or concerns. Call one of our friendly Service Experts any time, day or night at 732.388.0477, Option 3.

Checking Accounts

ePower Plus

Empower your finances with Aspire’s ePower Plus checking account! We’ll give you 1,000 bonus enrollment points ($5 cash back) when you open the account. Plus, we’ll help you:

  • Boost Purchases with Points – when you have to spend money, use your debit card to earn 1 point for ever $1 spent, redeemable for cash back!
  • Benefit from Special Promotions – earn bonus points throughout the year during special promotional periods.
  • Turn Everyday Purchases into Cash – with our Purchase Rewards program, you can use your debit card to get cash back offers from participating retailers. You can also get cash back through Love to Shop! Shop online at over 1,500 of your favorite stores, including Target, Best Buy and Gap. Every time you earn $15 or more in cash back from your purchases, you’ll receive a check with the cash back you earned! Shop using your Aspire Debit Card and save even more money!
  • Focus on Rewards (Not Requirements) – we make it easy to earn rewards. Dip your EMV chip and SIGN! There’s no minimum spending amount required to start earning points.

Open your ePower Plus account today – and experience a new kind of banking!

Vacation Loan

You work hard for your time off. We want to help you make the most of it. Our Vacation Loan is designed to put you right where you want to be with payments you can afford. Make your travel plans today and enjoy:

  • Competitive Rates
  • 12-Month Term
  • $2,020 Loan Amount

Apply online or call 855 MY CU LOAN

*Qualified borrowers only. Actual rate is based on individual creditworthiness.

Loans Available at Aspire

Aspire Auto LoanAspire FCU can save you money – apply for a low-rate loan and save!

For detailed information, visit this page or contact a Loan Expert at 855.692.8562.

Credit Builder Loan – Restore  your credit with a Credit Builder Loan. A loan is made to you, but the funds are put on hold in your savings share account until you’re able to pay it off.

Personal Loan – You can apply for one of our Signature Loans with higher credit limits or a FlexLine of Credit to be more prepared for unexpected expenses.

Auto Loan – We offer up to 100% financing on new and used vehicles, competitive rates, plus other benefits for financing your vehicle with Aspire. Need to make sure the vehicle you want is safe? We’ve partnered with CARFAX so you can get your report for just $15!

Apply for a loan here >>

Help Safeguard Your Loan with MEMBER’S CHOICE™ Borrower Security
You have dreams for yourself and your family – a happy retirement, college plans, a new car. But have you considered how you or your family would cover your financial obligations if you fell victim to an unfortunate event?

With MEMBER’S CHOICE™ Borrower Security, every eligible member pays the same fee and you only buy enough protection to cover your loan balance. Tying protection directly to your loan means you’ll have exactly the right amount of protection – no more, no less, and that saves you money. Other benefits include:

  • Simple eligibility requirements
  • Fast, easy enrollment
  • Immediate enrollment for eligible borrowers
  • Convenient – fee can be included in your monthly payment

You can count on MEMBER’S CHOICE™ Borrower Security to step in when you and your family need help the most.

Contact a Loan Consultant at 732-388-0477 to learn more about the plans available.

*This is a summary of our Payment Protection program. Enrollment in the program is voluntary and not required to obtain a loan. Member’s Choice Borrower Security Program is a debt cancellation product available through Aspire Federal Credit Union. Please contact your Aspire Federal Credit Union Loan Consultant, or refer to the Member Agreement for additional information on benefit maximums, eligibility, and limitations.

Online and Mobile Banking

With online banking, you can access your accounts online to check transactions, set up Bill Pay, make transfers and much more. You’ll also have access to your loans and Mastercard credit card as well.

Aspire Mobile Banking allows you to obtain account balances, deposit checks, view transaction history, use Bill Pay, set up push notifications, find a branch or ATM near you and make transfers between accounts. Mobile banking uses the same login information as online banking. For members with select smartphones, you can use Touch ID to access accounts.

Check Out These Online/Mobile Banking Features

Online banking can make your life more convenient, and even help you save!

Popmoney – You can transfer funds to another person using their email address or phone number.

Purchase Rewards – When you use your Aspire Mastercard Debit Card, you’ll get cash back offers from the types of stores and restaurants you like to go to.

Quick Balance – You can now view your account balance and recent transactions without logging in. A swipe down on the Mobile Banking logging screen will provide this information for you. You just need to activate this feature in Settings in Mobile Banking.

Log into online banking to enjoy these features!

App Store

We have a variety of apps available to help you manage your money more easily:

  • Mobile banking apps for Apple, Android and Amazon devices
  • Shared branch locator
  • Surcharge-free ATM locator

View them all here.

Shared Branches & ATMs

Aspire has over 5,000 Shared Branch locations and 55,000+ Surcharge-Free ATMs in our network.

Shared Branches – We’ve partnered with other financial institutions across the nation so you can have easy access to your money. At a shared branch, you can deposit, withdraw or transfer money. You can also inquire about your loan balance and make loan payments.

Surcharge-Free ATMs – Use your debit card to access your money at a surcharge-free ATM near you.

Please note that only Aspire, Allpoint network ATMs are surcharge free.

Download the apps or use the map on this page.

Banks vs. Credit Unions

What is a credit union?

A credit union is a not-for-profit financial cooperative organized to provide a full-range of financial products and services to its members, who are also owners of the credit union.

Am I eligible to join?

All UncommonGoods team members, whether full-time or part-time, are eligible to join Aspire FCU. Your immediate family members are also eligible to join. And once you’re a member, you’re always a member, even if you change jobs or move out of the area.

What makes Aspire better than a bank?

Aspire FCU provides consumers with another option to serve their financial needs. Since we are not-for-profit, we’re typically a lower cost alternative for a consumer. Members will also experience personal service because at Aspire, you come first, not stockholders.

Is my money safe at Aspire FCU?

Yes! All savings accounts are insured up to at least $250,000 by the NCUA, the National Credit Union Administration, an agency of the federal government. Not one penny of insured savings has ever been lost by a member at a federally insured credit union.

Can I borrow money from Aspire FCU?

Aspire FCU offers many types of loans from used & new auto loans to first & second mortgages. We even offer a Credit Builder Loan for those just starting out who need to establish credit or those who need to work on improving their credit score. Our friendly Loan Experts are dedicated to working with you to decide which loan best suits your needs.

How do I access my money? Is there a branch nearby?

There are various ways you can access your accounts. You can enroll in our FREE online banking website, call our Call Center at 732.388.0477, Option 3, or set up Mobile Banking.

You also have access to over 55,000 surcharge-free ATMs and 5,000 shared branches. Our network makes us the third largest branch network in the country! CoOp Shared Branching Infographic


What would it mean to be literally worth your weight in gold? The average American would be worth about $3 million.

The largest bill the U.S. ever issued was for $100,000.

Ever wonder where the term “buck” came from? It actually originated in the 18th century, back when deerskin was considered a valuable trading commodity.

Did you know the Internet sensation Grumpy Cat is worth $100 million dollars? Who knew your pet could be worth a fortune!


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Important Numbers: Routing # 226076083

Member Contact Center 732-388-0477

Loan Hotline
1.855.MY CU LOAN 1.855.692.8562

Call24: 732-388-0477

Lost or Stolen Credit Cards: 1.800.449.7728

Lost or Stolen MasterCard Debit Cards: 1.866.820.1072